29
Jul
Author: Terra // Category:
Just for Fun,
Miscellaneous
Last week I had the opportunity to try REAL sushi for the first time. Yes, I have eaten a Spicy Cowboy roll, fried shrimp, before, but that is not true sushi after what I ate with some clients last week. I was so excited when they asked me to go eat lunch with them and then I got so nervous when they said “Lets go to Sushi Neko”. I said “OK” with no hesitation, but when I got off of the phone I panicked. haha Anyways, I did not have long before I left the office and headed to meet them. I got there and just told them flat out “I have no clue what to order or how to use chop sticks!” So, they ordered for the table and the experience began. First came the Edamame and it was yummy. Then came the raw tuna and salmon. I was scared just looking at it. But I tried both of them and they were good, but not my favorite and a little rubbery on top of that. I probably will not order that on my own next time, but it was not bad at all. You should try it if you have not before. It will always be a good memory! Lastly, the waiter brought out sushi filled with eel, calamari, shrimp, rice, seaweed and who knows what else. I really liked the roll called a Captain Crunch with eel in it. And the spicy calamari one was very tasty, too. Overall, I had a blast eating something new! If you decide to try sushi and you have not ever eaten it before, I recommend you take a sushi expert/friend with you. Then, have them order for you!
Go to http://www.sushineko.com/index_false.html for more information about Sushi Neko’s food, sushi etiquette, specials and more!
28
Jul
Author: Terra // Category:
Real Estate
WOW! 350 plus bike riders rode many miles to come support our family and to help make the community aware of all bicyclists on the road! The ride was last Thursday night, July 22, in my uncle Alan Spencer and Clyde Riggs memory. The cyclists road to the site where Alan was hit and then on to Clyde’s location. I would say 95% of the riders did not even know my uncle or Riggs and they came just because they felt the connection within their cycling community. Edmond/OKC is a great place to live especially when we have a community that comes together in hard times like this. Thanks to everyone who participated!


“A ghost bike is a white bike that stands as a memorial along the side of the road where a cyclists was killed by an automobile. The ghost bikes will serve as a reminder for future cyclists and drivers, Kilpatrick said.”

25
Jul
Author: Terra // Category:
Real Estate
| This week’s housing numbers were as you would expect following the end of the government’s incentive program. While the program’s ‘final closing deadline’ was extended, many of the sales and closings that would have occurred in the summer were pushed into the ‘pre-June’ months. So, housing sales slowed, housing starts slowed, and building permits increased a just bit indicating a rebuilding of inventory. All of this was expected and didn’t impact rates much.
What DID impact rates was the ‘flight to safety’ effect that I have mentioned before. Even though 75% of the S&P 500 companies reporting beat earnings estimates (the historic average is 62%), IBM and Goldman both disappointed. Combine this with Bernanke’s ‘unusually uncertain’ comment, and you have a good recipe for fear. Fear drives investors to safety, which is found in bonds. Remember, mortgages are bonds. This influx caused rates to drop BACK to last week’s levels, keeping us in a narrow trading range.
One note of caution, a clear majority of the EU banks passed the stress test, and as Europe improves, money will start to flow out of the US bond market creating the opposite effect of the ‘flight to safety’. So if you are a buyer … don’t get greedy and grab this opportunity.
This week 30 yr fixed rates ranged between 4.25% and 4.5% depending on program, credit and points.
STATE BOND MONEY STILL AVAILABLE WITH A RATE OF 5.25% AND 3.5% DPA
|
|
Ted Clay
Sr. Loan Officer
NMLSR # 217991
OK License # MLO01963
Office: 405-341-8644
Cell: 405-826-1320
e-Fax: 1-866-208-5309
tclay@wrstarkey.com
www.TedClay.com |

23
Jul
Author: kileyspencer // Category:
Real Estate
Come see these both of these great listings in SE Edmond! Open from 2-4pm. See you there!
3440 Baird Drive Edmond, Ok 73013 $159,000
3 bed, 2 1/2 bath. 2 living, 2 dining, 1802 sqft/mol, and built in 1967.

705 Smiling Hill Blvd Edmond, Ok 73013 $178,777
4 bed, 2 bath, 1 living, 2 dining, 2309 sqft/mol, and built in 1977.

****NEW listing coming next week on Kelsey Drive. Listed for $139,000 or less in an awesome location! More details to come.
21
Jul
Author: admin // Category:
Real Estate
My uncle, Alan Spencer was killed last Saturday morning in a hit and run accident while riding his bicycle. There is a group of local cyclists planning a tribute ride in his honor Thursday night at 7:30. I thought this was a really neat way to honor his memory. Please watch out for cyclists, they share the road with us all!
Below is an excerpt from a www.newsok.com article about the ride;
Kilpatrick and other local cyclists are joining together for a memorial ride to honor Alan Spencer, 56, of Edmond, and Clyde Riggs, 75, of Oklahoma City, who were killed in separate accidents.
Although many of the cyclists who plan to participate did not know Spencer or Riggs, they shared the same roads and a connection through doing what they loved, Kilpatrick said.
“All of us lost part of us through their deaths,” Kilpatrick said. “This is something that is very close to all of us because we’re out there every day completely vulnerable to the circumstances that led to the deaths of Alan and Clyde.”
Raising awareness
A memorial ride is designed to help cyclists grieve, raise awareness in the community and show support for the men’s families.
Cyclists plan to meet at 7:30 p.m. Thursday near the place where Spencer was killed, north of NE 122 on Midwest Boulevard. They will pause there for a few minutes before riding to the place where Riggs was killed near 5200 E Britton Road. They will place ghost bike memorials at each spot.
A ghost bike is a white bike that stands as a memorial along the side of the road where a cyclist was killed by an automobile. The ghost bikes will serve as a reminder for future cyclists and drivers, Kilpatrick said.
16
Jul
Author: admin // Category:
Lending,
Real Estate
Good news on the corporate earnings front this week as Alcoa, Intel and CSX all beat expectations. However, we need to temper these numbers as they represent April, May and June. This week’s report showed lower retail sales with fewer people buying durable goods (appliances, computers, etc.). Add to that lower consumer sentiment numbers and you can see that the robust recovery numbers from the spring have slowed a bit. But I’m NOT pessimistic because with 90% employment we’re still a pretty big economic engine and people ARE buying houses and other stuff, it’s just that inventories aren’t having to be rebuilt like they were 6 months ago. The good news is that there is virtually no inflation, 1% for the core CPI, so rates remain at record lows. And once all of the political regulation is settled in DC, you’ll see companies start hiring again.
The question is, “How will YOUR business flourish in the meantime?” ATTITUDE! You can buy into all the uncertainty and stagnate or you can bang your drum and tell people just how awesome an opportunity is before them. Do you realize the payment that bought a $200,000 home 6 months ago now buys a $220,000 home??? That’s a $20,000 bonus for buyers. T-W-E-N-T-Y THOUSAND!
This week 30 yr fixed rates ranged between 4.25% and 4.625% depending on program, credit and points.
Ted Clay
Sr. Loan Officer
NMLSR # 217991
OK License # MLO01963
Office: 405-341-8644
Cell: 405-826-1320
e-Fax: 1-866-208-5309
tclay@wrstarkey.com
www.TedClay.com
16
Jul
Author: admin // Category:
Real Estate
Thursday at 10 am found me summonsed to the City of Edmond Traffic court. No, I didn’t get a ticket! I was a witness to an accident, and was called to testify as to what happened. I won’t lie, I was nervous and a little intimidated being in that position, however, I was sworn in and told the truth. It feels pretty good knowing I did my civic duty and testified. I feel a strong sense of pride when it comes to the town I live and work in, and it was neat being a part of the process yesterday morning.
16
Jul
Author: kileyspencer // Category:
Real Estate
14
Jul
Author: Terra // Category:
Real Estate

There are two sessions available, one will meet on Wednesday nights from July 28- Sept 1 and the other will meet on Thursday mornings from July 29- Sept 2. We will meet in room A10.
Settling into a new community can be difficult and lonely. Families often feel lost and the stress can take a toll on those relationships. Join us and find emotional support from those who have “been there”, learn interesting facts about Oklahoma, receive some home decor and gardening tips, benefit from spiritual encouragement and gain courage to put down new roots. Yes, relocating can be difficult, however the bonds of new friendships can help make that transition smoother so you can begin to feel at home.
This class is free to all participants. On Wednesday evenings, Bible classes are available for children of all ages and on Thursday mornings childcare will be provided.
Featured speakers will be representatives from the Memorial Road Church of Christ and the Edmond area community.
Email me at myerst@kw.com for more information or go to Memorial Road Church of Christ’s Website.
You can also click on this link to a video below about the class!
816fileVideo3
12
Jul
Author: kileyspencer // Category:
Real Estate

8022 Redhawk Lane Edmond, OK 73013
$419,000

Fantastic floor plan,three beds down and study. Upstairs huge game/media room with bed and full bath and attic access. Classy interior with beautiful oak hardwood floors, granite, alder wood cabinetry, and gourmet kitchen club. Large wine closet and pantry. Covered outdoor living center with stained concrete and outdoor fireplace. Upper deck with gorgeous views of trees and open field. Storage galore. Storm shelter in garage. Call us to see it today!