Coming on the Market Tomorrow!!!!

This  1186 sq ft ranch home in Putnam City Schools will be available to buyers tomorrow, Friday, January 4th.  Call The RED Team to be one of the first to tour this great New Listing!

Open House has been scheduled for Sunday, January 6th from 2 pm – 4 pm.

This home features 3 bedrooms , 2 bathrooms,  both the master bath and hall bath have been nicely updated with neutral tile. The living room and dining room have wood look floors and  the kitchen offers some stainless steel  appliances, built in ovens, smooth surface cook top, dishwasher, breakfast bar and open to the dining room with patio doors opening to the backyard. Also included with this home is an attached 2 car garage.

Here is a quick preview of what this Oklahoma City home has to offer.

Call Terra Myers for more information at 405-474-4242.

Call any of The RED Team members to schedule a showing.

Kim Spencer 405-474-4242.

Kiley Hendley 405-410-9696.

 

 

 

Fabulous Home For Sale in Lone Oak Ridge, Deer Creek Schools | 4905 NW 159th St. Edmond, OK

The Sellers have just reduced the price of this home by $5,000 and are now offering a $2,500 update allowance.

This single family home offers a wonderful split plan with 4  nice sized bedrooms with great closets , 2 full bathrooms and 1 half bath.

The formal dining room, family room, kitchen and dinette area all have crown molding.  The family room has a cozy gas log fireplace with french doors to the backyard.

The kitchen offers  granite countertops, tiled backsplash , stainless steel refrigerator, smooth surface slide in electric range, wine rack, pantry and  breakfast bar.

The spacious master bedroom has 2 windows overlooking the backyard, and tall ceiling.  The double doors in the master bedroom  lead into the master bathroom which features double sinks,  a water closet,  a whirlpool tub with separate shower and a spacious walk in closet.

Also included is an energy efficient Geo Thermal Heat/Cool system for lower utility bills, a storm shelter, central vac, and a lawn sprinkler system.

This home is located in the gated, Deer Creek Schools,  Lone Oak Ridge community. Close to Hwy 74/Portland Ave, the Kilpatrick Turnpike and all the restaurants and shopping Memorial Road has to offer.

Click the link below to take a virtual tour of this fantastic home.

https://www.tourfactory.com/2077424

Call The RED Team to schedule your private showing.

Terra Myers 405-474-4242.

Kim Spencer 405-474-4774.

Kiley Hendley 405-410-9696.

 

 

 

The OKC Metro New Year’s Eve Fun

There is never a shortage of fun in the Oklahoma City metro and special occasions like New Year’s Eve are no exception. Here is a list of fun events happening all across the metro to celebrate the last day of 2018.

Dec. 29

FREE New Year’s Mask at Lakeshore Learning (6300 N May Ave). Kids ages 3 & over can enjoy a free craft time. No reservations necessary. 11 a.m. – 3 p.m.

Through Dec. 30

Studio Sunday: Radical Tile Designs at Oklahoma City Museum of Art (415 Couch Dr) features activities inspired by the special exhibition, Victorian Radicals: From Pre-Raphaelites. Draw inspiration from the exhibition’s many earthenware tiles and decorate a 4”x4” ceramic bisque tile. All ages welcome. Free with admission. 1 – 4 p.m.

Through Dec. 31

FREE Holiday Water Taxi Rides on the Bricktown Canal (California Ave) features a fun-filled float down the beautifully-adorned Bricktown canal. 6:30 – 9 p.m.

Dec. 30 & 31

New Year’s Eve Balloon Drop at Tot Town (841 SW 119th St) features a party hat craft, silly photo booth and a firework countdown with balloon drop. Preregister. $10 per child. Saturday, 4:30 – 6 p.m.; Sunday, 3 – 4:30 p.m.

Dec. 31

Noon Year’s Eve at the Oklahoma WONDERtorium (308 W Franklin Ln, Stillwater). Guests are encouraged to play in the museum and enjoy special activities like a count down to noon, complete with a ball drop and a special bubble stomp. Activities are free with admission. Over 12 mos, $7. 10 a.m. – 1 p.m.

FREE Rockin’ Noon Year’s Eve Party at the Moore Library (225 S Howard Ave, Moore) features games, crafts, music and fun as you rock the last noon of the year. 11 a.m. – noon.

FREE Happy Noon Year’s Activities at the Almonte Library (2914 SW 59th St) features games, crafts and a noon-time countdown. 11 a.m. – noon.

FREE Happy Noon Year’s Bash at the Edmond Library (10 S Boulevard, Edmond) features a dance party with crafts and a noon-time countdown. Preregister. 11 a.m. – 12:15 p.m.

FREE New Year Crafts at the Downtown Library (300 Park Ave) features crafts and games to celebrate the new year, including a practice countdown. 1 – 4 p.m.

Opening Night Finale 5K at Bicentennial Park (500 Couch Dr) features a 5k race beginning and ending at the Finale Site, just east of Bicentennial Park. Neon, glitter, capes and costumes are welcome as the most festively dressed wins an original piece of art. $35, includes Open Night wristband. 3 p.m.

New Year’s Eve at Oklahoma City Museum of Art (415 Couch Dr). Ring in the New Year with musical performances, fireworks and a champagne or sparkling grape juice toast. Edgar Cruz will perform in the Samuel Roberts Noble Theater and OKC Philharmonic’s String Trio will serenade guests in the lobby. Guests can also enjoy dinner family style at the Museum Cafe. Opening Night wristbands grant access to the performances but additional tickets must be purchased for the Roof Terrace Celebration. Members, $5; nonmembers, $10. 7 p.m. – 12:15 a.m.

Opening Night at Bicentennial Park (500 Couch Dr) features evening of music, comedy, magic and fireworks at midnight to ring in the New Year. All ages are welcome. Children can create festive art projects in the Children’s Area located inside the Civic Center Hall of Mirrors. $8 in advance, $10 at the event, children (under 5), free. 7 p.m. – midnight.

New Year’s Eve Bash at Skate Galaxy (5800 NW 36th St). Ring in the New Year at Skate Galaxy! All ages welcome. $15. 7 p.m. – 1 a.m.

Christmas Cleanup

Cleaning up after Christmas is over is always a bittersweet event.

On the one hand, it’s sad to say goodbye to the magic of the holidays. But on the other hand, it always feels really good to reclaim our space, although it can be a daunting task. Whatever your feelings are, it’s a task that inevitably needs to get done. All the decorations were hung with care, but putting them away, especially after cleaning up all the other stuff that comes with the holiday often just means stuffing everything back into boxes as quickly as possible. Let’s not think of it as a chore, but as a way to be better prepared for a successful decorating season for next Christmas. Check out these tips to making the most out of your holiday cleanup.

Donations

Keep a box where you can put things that got replaced over the holidays (like decorations, toys, clothes, etc.) Use the “get one, toss one” rule, if you could use some decluttering. Be realistic about what you want to keep. Don’t put away unnecessary items you won’t need next year. Donate anything you didn’t love this year and toss anything that is chipped or broken.

Do Your Dry Cleaning 

Take any holiday sweaters, dresses, and linens that need cleaning to the dry cleaners. Hang tablecloths, quilts, napkins and placemats from pants hanger,s covered in clear plastic bags, in a closet. You’ll be glad you did next year when you’re setting the table.

Christmas Cards

Go through the cards and make a list of who sent/gave them to you. Use this as your thank-you list or the start to your Christmas card list for next year. This is also a great time to update your address book. Then recycle cute cards by cutting the images, attaching string and using them as free gift tags.

Ornament Storage

Ornament storage boxes are great for keeping your ornaments safe during the year, but you don’t need to go out and buy one! If you have a regular storage tote, you can easily turn it into a storage box for your ornaments. Line the bottom of the box with plush stockings and your tree skirt, then wrap ornaments in tissue paper or wrapping paper.

Wrapping Paper, Ribbons & Gift Tags

A long and shallow storage bin makes a great storage solution for your holiday-themed gift wrap. The wrapping paper will stay safe and dry for next year, and you can slide the bin right under your bed or wherever you have a bit of extra room. Ribbon spools can be stored in a row in a clear plastic shoe bin. File gift tags, greeting cards, tissue paper and wrapping paper remnants in baseball card holders and sheet protectors in a three-ring binder.

Lights

Wrap each string around a separate paper towel roll or empty wrapping paper tube, placing the plug ends inside the rolls. Spare bulbs and parts can go in sandwich bags stored in the same box as the lights.

The Tree

Double check to make sure you got all the ornaments out of the tree.  Artificial trees are a little easier because the tree usually gets disassembled and packed away, but it can be tricky to be sure you got everything down from a real tree! Rolling your tree around on your lawn can help any hidden ornaments fall right out!

If you’ll be disposing of a real tree after the holidays, hit the web to find out when and how your city collects trees to be composted.

Wreaths

Slip the wreath’s hoop over the neck of a coat hanger, then cover with a plastic dry cleaning bag to prevent dust from building up. Hang in a closet or from a beam in your attic.

Candles

Putting tights or old socks on candles can protect them from getting damaged. Then, wrap them in tissue paper to prevent dents or scratches, and stow away from heat or pressure, which can melt or warp the wax.

 

 

 

 

 

 

 

 

Christmas Services 2018

 

 

 

 

 

 

 

 

 

 

December 23rd

Combined worship, 9:30 AM

No Bible classes or PM worship

 December 24th @ 5:00 PM

Candlelight Service

mrcc.org/Christmas

 

 

 

Friday, December 21

7:00 pm

Saturday, December 22

4:00 & 5:30 pm

Sunday, December 23

8:30, 10:00, 11:30 am, 1:00, 4:00, & 5:30 pm

Monday, December 24

3:30, 5:00, & 6:30 pm

 

 

 

Dec. 23-24: Candlelight services at Crossings Community Church, 14600 N. Portland Ave., Oklahoma City.

Dec. 23: 6 p.m. in the Sanctuary (blended music featuring the 200-plus Voices of Crossings choir and Festival Orchestra ); 7 p.m. in the Atrium; 8 p.m. in the Chapel. Dec. 24 — 2:30 p.m. in the Sanctuary; 4 p.m. in the Sanctuary; 6 p.m. in the Sanctuary; 4:45 p.m. in the Atrium (contemporary high-energy); 5:30 p.m. in the Chapel (traditional service of hymns). Each service is filled with music, favorite Christmas carols, a Christmas message by Senior Pastor Marty Grubbs, a message about the true meaning of Christmas — Christ’s birth — and the candlelight conclusion. For more information, call 755-2227 or visit crossingsokc.org.

 Crossings Edmond

Christmas Candlelight Services

Dec 24th,  1:00, 3:00,  5:00 PM

Candlelight Service Times

Friday, December 21

6:30 p.m – One Church Christmas with Pastor Andy Nelms (Acts 2 Chapel)

Monday, December 24

3:30, 5:00, & 7:00pm (Acts 2 Sanctuary)

 

 

 

 

 

 

 

Dec. 23: Blue Christmas Service The candlelight service offers a time to remember those now absent from our lives and to release the feelings of stress, despair and depression. For more information, call the church office at 341-3602 or visit fpcedmond.org.

 

11 a.m. Dec. 23 “Tapestry of Light,” a Celtic Christmas celebration with chancel choir and chamber orchestra presented by Santa Fe Presbyterian, 1603 N. Santa Fe Ave. The joy and hope of Christmas are celebrated in this new Celtic-styled cantata filled with carols, thoughtful narration and sparkling orchestrations. Traditional melodies form the foundations of this festival of lights, bringing to your holiday presentation a pleasing mixture of choirs, carols and candlelight. For more information, call 341-3300 or visit santafechurch.org.

 

 

10 Things to Do This Weekend around OKC!

 It’s the weekend before Christmas.  Here is a list of ideas for fun thing to do with the family.

 

FREE Automobile Alley Lights

Dec 20, 2018 – Jan 1, 2019

 This event occurs daily, every 1 day(s).

Features more than 180,000 colorful LED lights draped along the buildings on North Broadway transforming the street into one beautiful Christmas light display. Open daily, dusk until dawn.
 
 

FREE Midwest City Holiday Lights Spectacular

Dec 20, 2018 – Dec 25, 2018

In the spirit of the holiday season, Joe B. Barnes Regional Park is transformed into a twinkling wonderland of lights featuring more than 100 Christmas light displays including the majestic 118-foot Christmas tree illuminated with 9,000 bulbs. Sunday – Thursday, 6 – 10 p.m.; Friday & Saturday, 6 – 11 p.m.
 

FREE Festival of Light in Chickasha

Dec 20, 2018 – Dec 31, 2018

 

The Chickasha Festival of Light is known as one of the best festivals in the country and features carriage rides, live nativity, camel rides, live animals, a chance to meet Santa, a brilliant Christmas light display, gift shop and food trucks.  Monday-Thursday, 6 – 10 p.m.; Friday-Saturday, 6 – 11 p.m. 
 
 

FREE Yukon’s Christmas in the Park

Dec 20, 2018 – Dec 31, 2018

 

Yukon’s “Christmas in the Park” offers a drive-through Christmas light display for the whole family to enjoy. Drive, walk or ride the train through three park complexes with nearly three miles of illuminated fun, 5 million twinkling lights and over 425 one of a kind lighted displays. Rides on the Santa Express Train are offered every night from 6 to 10 p.m.,…
 
 

FREE Downs Family Christmas Light Display

Dec 20, 2018 – Jan 1, 2019

The Downs Family Christmas Lights, featured on the ABC’s Great Christmas Light Fight, are a holiday light display set to music that features more than 18 miles of light strands. Turn your radio to 107.1 to hear and see the show in action. The show is open nightly throughout the season, weather permitting. Check their Facebook page for more information. Canned food and monetary…
 
 

 This event occurs weekly, on Sunday, Tuesday, Wednesday, Thursday, Friday and Saturday.

New this year, professional designers using the latest lighting technology take the Bridge’s Christmas light display beyond strings of lights and into a northern lights experience. Last entry 9 p.m. Holiday hours: New Year’s Eve, 6 – 11 p.m.; New Year’s Day, 6 – 9 p.m. Closed December 8, 14 & 15 for private events.
 

FREE Bricktown Canal Lights

Dec 20, 2018 – Jan 1, 2019

As you stroll the canal, enjoy dining and shopping  under gorgeous Christmas light display. Also, check out the Free Water Taxi Rides on certain nights of the
 
 

FREE Edmond Holiday Light Displays

Dec 20, 2018 – Dec 31, 2018

Enjoy Christmas light displays throughout the city in Downtown Edmond, Spring Creek Plaza, Spring Creek Village, First Baptist Church, UCO and OC campuses. Luminance is a walk-thru holiday light display that will be open to the public at Mitch Park during the month of December from 5 – 10 p.m. A local company, Northwest Lawn Maintenance, has put together a festive display at 3000 S. Kelly.

 

 
 

Date/Time

Nov 23, 2018 to Dec 23, 2018
05:00 PM

 This event occurs weekly, on Sunday, Friday and Saturday.

Description

Enjoy Christmas lights, visits with Santa Claus, rides, holiday shows and more every weekend during the holiday season.

Friday & Saturday, 5 – 10 p.m.; Sunday, 5 – 9 p.m.

Cost

$37.99 – $47.99

Location

Frontier City Theme Park 
11501 N I-35 Service Rd
Oklahoma City, OK

Additional Information

Phone

478-2140

Date/Time

Nov 23, 2018 to Dec 24, 2018

 This event occurs weekly, on Sunday, Wednesday, Thursday, Friday and Saturday.

Description

 
 
 

The spectacular Oklahoma holiday tradition returns with Lyric’s production of Charles Dickens’ classic, A Christmas Carol. Take a magical journey with Ebenezer Scrooge and the ghosts of Christmas Past, Present and Future.

See website for a full schedule of  holiday performances.

Cost

$25 and up

Location

View mapLyric Theatre of Oklahoma
1727 NW 16th St.
Oklahoma City, OK

Additional Information

Sponsor

Devon Energy

Phone

524-9312

Contact email

info@lyrictheatreokc.com

 

 

Date/Time

Nov 23, 2018 to Dec 23, 2018

 This event occurs weekly, on Sunday, Thursday, Friday and Saturday.

Description

 
 
 

Features rotating, local vendors with gifts for everyone on your shopping list. See the schedule of vendors here

The pop up shops will be open Thursday-Saturday, 10 a.m. – 9 p.m.; Sunday, 10 a.m. – 6 p.m.

Don’t miss the Bishop John Carroll School Christmas Tree lot at the Holiday Pop-Up Shops. A parent managed fundraiser for the school’s athletic department, the tree lot will be open each weekend along with the pop-up shops.

Cost

Free to attend.

Location

Midtown OKC
10th & Hudson
OK

Additional Information

Phone

514-5205

Contact email

shops@bartabailey.com

Date/Time

Nov 16, 2018 to Jan 6, 2019

Description

 
 
 

The Edmond Outdoor Ice Rink at Mitch Park opens November 17.  Families can enjoy ice skating, a Christmas train ride, holiday music and food concessions.

Skate hours are Monday – Thursday, 3 – 9 p.m.; Friday, 3 – 10 p.m.; Saturday, noon – 10 p.m.; Sunday, noon – 9 p.m.

Exceptions:

  • Thanksgiving Break: Nov. 21 – 23, noon – 10 p.m.
  • Winter Break: Dec. 22 – Jan 6, noon – 10 p.m.
  • Christmas Eve, noon – 5 p.m. & Christmas Day, noon – 10 p.m.
  • New Year’s Eve, noon – 10 p.m.

Cost

$12 with skate rental, $8 without, kids (under 5), $6; train rides, $3

Location

Mitch Park
1501 W Covell Road
Edmond, OK

Additional Information

Contact name

274-1638

Contact email

expressice.ruth@gmail.com

Dec 21, 2018
06:00 PM until 09:00 AM

Description

 
 
 

Visit the Illuminations light show in the Crystal Bridge and enjoy additional entertainment featuring live music from Ocean, as well visits from the Sugar Plum Fairy, a Snow Globe Ballerina and the Ice King and Queen.

Cost

Members, $5; nonmembers, $8

Location

Myriad Gardens
301 W Reno Ave
Oklahoma City, OK

Additional Information

Sponsor

Colcord Hotel

Phone

445-7080

  • FREE Winters Night at Edmond Children’s Safety Village on Friday

Date/Time

Dec 21, 2018
06:00 PM until 09:00 PM

Description

Attendees can meet Santa and take pictures with him on a 1929 fire truck and enjoy activities in Santa’s workshop as well as free hot chocolate, cookies and candy.

Canned goods donations accepted for Project 66 Food Bank.

Please bring your own camera for photos.

Cost

FREE

Location

Edmond Children’s Safety Village
5300 E Covell Rd
Edmond, OK

Additional Information

Phone

216-7300

Dec 22, 2018
04:00 PM until 06:00 PM

Description

Enjoy treats and meet your favorite characters from The Nutcracker.

The Nutcracker Tea tickets are sold separately from The Nutcracker performance tickets; one is not required for the other.

Cost

$30

Location

Civic Center Meinder’s Hall of Mirrors
201 N Walker Ave
Oklahoma City, OK

Additional Information

Phone

843-9898

Dec 8, 2018 to Dec 22, 2018
09:00 AM until 04:00 PM

 This event occurs weekly, on Saturday.

Description

 
 
 

Features a holiday train ride with carols and the reading of Christmas stories. Enjoy cookie and hot chocolate reception after the ride. Smiley O’Riley from Dental Depot will be handing out goodie bags to all of the children.

Purchase tickets in advance to guarantee a seat. Trains depart at 9 a.m., 10:15 a.m., 11:30 a.m., 1:15 p.m., 2:30 p.m. & 3:45 p.m.

Children under 3 are free. 

Cost

$15, Kids (under 3), free

Location

Oklahoma Railway Museum
3400 NE Grand Blvd
Oklahoma City, OK

Additional Information

Phone

424-8222

Date/Time

Dec 16, 2018 to Dec 30, 2018
01:00 PM until 07:00 PM

 This event occurs weekly, on Sunday.

Description

In celebration of the OKC Streetcar, families can enjoy free carousel rides on select Sundays.

Cost

FREE

Location

View mapMyriad Gardens
301 W Reno Ave
Oklahoma City, OK

Additional Information

Phone

445-7080


We make every effort to ensure the accuracy of this information. However, you should always call ahead to confirm dates, times, location, and other information.
Family fun is everywhere this season. Find Santaholiday light displays, local Christmas tree farms and much more. Here’s a great starting point.

Your Home Search

We love helping buyers find their dream home. That’s why we work with each client individually, taking the time to understand their unique lifestyles, needs and wishes. This is about more than a certain number of bedrooms or a particular zip code. This is about your life and future, and it’s important to us!

Our Commitment to You…

As your REALTOR® you have chosen for someone to exclusively represent you in the purchase of your new home. We promise to do the following:

  • Provide you with 10+ customer service during the entire buying process.
  • Organize and schedule your home search process.
  • Discuss the benefits and drawbacks of each home in relation to your specific needs.
  • Provide you with on-going updates by email on available homes.
  • Help you to compare homes and make a decision.
  • Advise you on the terms and issues of the offer and fill out the purchase offer contract.
  • Present your offer and negotiate on your behalf.
  • Coordinate and supervise the preparation of all closing documents and guide you through the closing process.
  • Help you resolve any closing issues.
  • Close on your home smoothly and successfully

We look forward to helping you find your next home! 

When you work with us, you get:

  • Three knowledgeable and professional licensed REALTORS®
  • A full-time licensed assistant in our office to assist with your everyday needs and questions
  • A committed ally to negotiate on your behalf
  • The backing of a trusted company, Keller Williams Realty

We have the systems in place to streamline the home-buying process for you. As part of our service, we will commit to helping you with your home search by:

  • Previewing homes in advance on your behalf
  • Personally touring homes and neighborhoods with you
  • Keeping you informed of new homes on the market
  • Sending you homes to preview on the web
  • Advising you of other homes that have sold and for how much (CMA)
  • Working with you until we find the home of your dreams!

 Our real estate business has been built around one guiding principle:

IT’S ALL ABOUT YOU !

 Your needs, Your dreams, Your concerns, Your questions, Your finances, Your time, Your life !

Our focus is on your complete satisfaction. In fact, we work to get the job done so well, you will want to tell your friends and associates about it. Maybe that’s why more than 70% of our business comes from repeat customers and referrals! Good service speaks for itself.  We are looking forward to the opportunity to earn your referrals too!

  • We’re proud to work for the fastest-growing real estate company in North America and the second largest real estate company in the United States. It’s proof that when you offer a superior level of service, the word spreads fast.
  • We undergo rigorous and continuous real estate training to keep on the cutting edge of industry trends and information.
  • By maintaining close relationships with lending institutions, we help buyers find the best possible financing every day.
  • We have a corporate philosophy of “working for the agent, instead of the agent working for the company”.
  • By maintaining our standards of excellence, we can provide Keller Williams customers with the best real estate experience possible.
  • We have a wealth of regional real estate listings available on our website: www.realestateinedmond.com
  • The combined knowledge, dedication and professionalism of our Realtors, results in a nationwide commitment to finding the home that is right for you.

 

 

The RED Team is ready to serve all of your real estate needs! Call us today and we would be happy to get started.

 

 

 

Terra Myers 405-474-4242

Kim Spencer  405-474-4774

Kiley Hendley 405-410-9696

 

The RED Team Santa Pictures & Edmond Christmas Events

This Sunday, December 9th come see us at 2317 Old Creek Rd., Edmond, OK .  Bring your kiddos to see Santa and receive a free picture with Santa.

We will be at our beautiful listing in Iron Horse Ranch.  Stop by and see us and take a tour of this extraordinary home.

We would love to see you and your family.

Christmas in Downtown Edmond

Sat, December 1 – Sat, December 29|Downtown Edmond

Shop Edmond for terrific Holiday Shopping. Experience the wonder of the season as you step back in time with free carriage rides, historic tours, visits with Santa and musical entertainment. The celebration begins with the Mayor’s Tree Lighting and continues each weekend until Christmas.

Free carriage rides will be available on Saturdays from November 24 to December 22, 11 AM-3 PM at the southwest corner of Campbell and Broadway. Santa will visit the Police Department on December 15, from 11 AM to 4 PM!

Christmas Lights in Edmond

Sat, December 1 – Mon, December 31|

Edmond celebrates the season with Christmas lights in 6 areas: Downtown, the University of Central Oklahoma, Oklahoma Christian, Spring Creek shopping area, Mitch Park and Shannon Miller Park.

The Do’s & Don’ts of Mortgages

If you are considering purchasing a home now or in the future , here is some useful information that will  make applying for a mortgage smoother.

Before searching for your new home, you should always get a pre approval letter.   This helps you know exactly what price range you should be looking in and when you find that home you will be able to present the pre approval letter with your offer.  The RED Team is always here to help connect you with an experienced Loan Officer that will be able to provide you with all the information you need.

Choose a Loan Officer/ mortgage company that offers a simple, streamlined process that helps you obtain your mortgage as efficiently as possible.  One that has the tools to make the loan application process as convenient for you as possible.  Maybe applying  online and uploading your documents electronically is how you would like to apply or maybe you prefer to meet with a Loan Officer in person. An experienced loan professionals will be happy to go over the details of your loan in person.

Our friend Robin Turney with AMC Mortage has provided the list of Do’s & Don’ts.

DO

 Keep All Records in Good Order.

Availability – Keep your financial records

close at hand in case updates are

requested.

Income – Be aware that underwriters

typically verify your income and tax

documents through your employer(s), CPA,

and/or IRS tax transcripts. Hold onto new

pay stubs as received.

Assets – Continue saving incoming account

statements. Keep all numbered pages of

each statement. Ex. 8 of 8.

Gifts – If you’re receiving any gift money

from relatives, they’ll need to sign a gift

letter (we’ll provide) and an account

statement evidencing the source, which

must be “seasoned” funds.

Current Residence – If you’re renting,

continue paying your rent on time and save

proof of payment. If you’re selling your

current residence, be prepared to show

your HUD-1 Settlement Statement. If you’ll

be renting your home, you may need to

show sufficient equity, a lease and receipt

of the first month’s rent and security

deposit.

Keep your credit shining – Continue making

payments on time. Your credit report may

be pulled again, and any negative change to

your score could cause you to lose your

approval and your home.

Understand that things have changed.

Underwriters require more documentation

than in the past. Even if requests seem silly,

intrusive or unnecessary, please remember

that if they didn’t need it, they wouldn’t ask.

DON’T

Apply for new credit – Changes in credit can

cause delays, change the terms of your

financing or even prevent closing. If you

must open a new account (or even borrow

against retirement funds), please consult

with me first.

Change jobs during the process –

Probationary periods, career or even status

changes (such as from a salaried to a

commissioned position, leave of absence or

new bonus structure) can be subject to

very strict rules.

Make undocumented deposits – Primarily

large but sometimes even small deposits

must be sourced unless they are identified.

Make copies of checks and deposit slips.

Keep your deposits separate and small.

Avoid depositing cash.

Wait to liquidate funds from stock or

retirement accounts – If you need to sell

investments, do it now and document the

transaction. Don’t take the risk that the

market could move against you leaving you

short of funds to close.

Ever be afraid to ask questions – If you’re

uncertain about what you need or what you

should do, I’m here to help you through

the process, even long before you intend

to buy.

 

 

amcmtg.com
NMLS# 1058419
Robin Turney

Loan Officer

NMLS # 414224

Cell: (405) 514-4118
Fax: (405) 594-8500
rturney@amcmtg.com
CONFIDENTIALITY NOTICE: This e-mail communication and any attachments may contain confidential and privileged information for the use of the designated recipients named above. If you are not the intended recipient, you are hereby notified that you have received this communication in error and that any review, disclosure, dissemination, distribution, or copying of it or its contents is prohibited. If you have received this communication in error, please notify the sender immediately and destroy all copies of this communication and any attachments. Unauthorized use, dissemination, distribution, or reproduction of this message is strictly prohibited, and may be unlawful.

 

 

 

 

 

 

Oklahoma City Area Thanksgiving Events

Nov. 23

FREE Bricktown Tree Lighting Festival at Chickasaw Bricktown Ballpark (2 S Mickey Mantle Dr) features festive activities and photos with Santa. The mayor will light the Bricktown Christmas tree for the season. Friday, 5-7 p.m.

ILLUMINATIONS: Night Lights in the Crystal Bridge Conservatory (301 W Reno Ave). New this year, professional designers using the latest lighting technology take the Bridge’s holiday display beyond strings of lights and into a northern lights experience. Members, $3-5; nonmembers, $7; kids (2 & under), free. 6 – 9 p.m.

FREE Downs Family Christmas Lights (2900 72nd Ave SE, Norman) is a light display set to music that features more than 18 miles of light strands. Bring a canned good or monetary donation to benefit the Regional Food Bank of Oklahoma. Open through Jan. 2.

FREE Bricktown Canal Lights Display lines the canal with twinkling lights. Enjoy FREE water taxi rides certain nights of the week. Open at dusk through Jan. 1.

FREE Holiday Lights Display on Film Row (Sheridan Ave) showcases the historic district with twinkling lights. Open at dusk through Jan. 1.

Nov. 23 – Jan. 6

Holiday in the Park at Frontier City Theme Park (11501 N I-35 Service Rd) features Christmas lights, visits with Santa Claus, rides, holiday shows and more every weekend during the holiday season. Open daily beginning Dec. 26. $47.99, online, $37.99. Friday & Saturday, 5 – 10 p.m.; Sunday, 5 – 9 p.m.

Nov. 24

A Territorial Christmas Celebration opens in Downtown Guthrie (212 W Oklahoma) features a parade, Victorian Christmas celebrations, live entertainment and the Territorial Christmas Tree lighting. 6 p.m.

Nov. 23 – 25

FREE Pop-Up Shops in Midtown (10th & Hudson) features local shops set up with holiday goods and gifts in geodesic domes in Midtown. Friday & Saturday, 10 a.m. – 9 p.m.; Sunday, 10 a.m. – 6 p.m.

Nov. 24

FREE Deluxe Winter Market at Leadership Square (211 N Robinson) offers an opportunity for guests to do their holiday shopping at more than 60 vendor booths. Saturday & Sunday, 11 a.m. – 6 p.m.

FREE A Territorial Christmas Celebration in Downtown Guthrie (112 E Oklahoma Ave, Guthrie) features a Victorian Christmas celebration, historic home tours, theater performances of A Territorial Christmas Caroland a lighted parade at dusk on November 26.

FREE Celebration of Lights at the Chickasaw Cultural Center (867 Cooper Memorial Rd, Sulphur) features a beautiful drive-thru holiday light display. 6 – 9 p.m. nightly through Dec. 31.

Nov. 24 & 25

“The Oklahoma Nutcracker” at the Nancy O’Brian Center for the Performing Arts (131 S Flood, Norman), a local tradition presented by the Norman Ballet, features a classical ballet performance and a Sand Plum Fairy Tea party featuring sand plum fairies and other special guests, activities and refreshments. $15 – $25; tea party, $19. Saturday, 7 p.m.; Sunday, 3 p.m; tea party, 1 p.m.

Opening Dec. 1

FREE Luminance at Mitch Park (1501 W Covell Rd, Edmond) features a walk-thru display with over 50,000 LED lights, a 25-foot tunnel and 20 interactive, 3D light displays. Grand opening, 6 p.m.; open nightly thereafter, 5 – 10 p.m.