Brokers Open today from 11:30-1! ANYONE can come see these beautiful homes!

Author: Terra  //  Category: Miscellaneous, Real Estate

 

 

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Did you know purple is the trending color for the year?

Author: Terra  //  Category: Just for Fun, Real Estate

Actually it is radiant orchard, but I’ll just call it purple. I didn’t know this until I started looking for a new rug and I kept seeing purple ones. And the more I read in magazines and online- purple is THE color this year.  Who knew? Now that you know, you will see it everywhere you look from home decor to clothes! Little pops of purple in your home can be classy when you have accent chairs, pillows, throws, dishes, plants, rugs, towels, pictures, trinkets and whatever else you might find that is purple.

Every year in December a new trending color is announced by Pantone, a color matching company. Last year the color was green, and as a Realtor, I saw shades of green decorations and paint colors in quite a few homes. I also might have bought a pair of green capris and a green necklace last year, too! Have you seen any purple decor in homes lately? If so, please comment on our blog about what was purple and where it was located!

After learning this news, the RED Team did buy a few purple accent pieces to add to our staging decorations so we stay “trendy” and keep your homes looking “trendy”, too!

Just thought we would share the interesting PURPLE news!

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UPDATED: Open House Bonanza this Saturday and Sunday from 2-4PM!

Author: Terra  //  Category: Real Estate

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Whoa, was that another earthquake???

Author: Terra  //  Category: Just for Fun, Miscellaneous, Real Estate

Guest post:

Better check Facebook and Twitter to verify!  I know this is what I typically do when I feel the ground shake!

As Oklahoman’s this is something we never thought we would have to deal with, but unfortunately this is quickly becoming a reality in Oklahoma.  Rightfully so, people are growing concerned for their safety and the condition of their property.

Another insurance to buy right?  After looking into it,  most people have found out that earthquake damage is not typically covered under their home insurance policy.  You can add an “earthquake rider” to your policy to provide you coverage, however it does have a few nuances.  The details:

  • It does come with a separate deductible from your policy. The deductibles are going to be higher than normal and is a percentage of the value of the dwelling.  I.e. $250,000 home x .05% deductible = $12,500.  I have seen the deductibles vary from 2%-15%.
  • Ask if masonry veneer (brick) damage is covered by the rider.  Many companies do not include that coverage on the rider, which is a major issue in Oklahoma!
  • Premium is typically pretty affordable.  For example,  my company is $25/per $100,000 of coverage.  Example:  a $300,000 house premium is $75/year.
  • Companies will go on a moratorium if there is major earthquake in a given area.  My company exercise that option after a 5.0 magnitude or greater earthquake.  The moratorium will typically last anywhere from 30-60 days depending on the following  tremors.
  • Many companies will not offer coverage for homes that are 1940 or older.

The next time you feel that ground shake, have the peace of mind knowing your home is protected with earthquake insurance!

If you have any questions, need advice, or would like counseling feel free to contact me!

Reg Aldrich

Country Financial Representative

Home, Life and Auto Insurance plus Financial Planning

www.countryfinancial.com/reg.aldrich

405-834-0069

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2 Open Houses TODAY!

Author: Terra  //  Category: Just for Fun, Lending, Miscellaneous, Real Estate

Open Houses TODAY 2-4pm

 

5305 NW 109th

Bluff Creek $169,777

The front patio welcomes you into this charming home! 4bed, 3 bath, 2 living, 2 dining, 2 car garage, 2,363 sqft/mol and built in 1979. Kitchen has been totally remodeled! Dinette has bar seating and a built in desk. Sellers use the second dining as third living. Main living is spacious, wired for surround sound and has built ins. Master bed has two closets and a full bath! Fourth bed sets this home up to make the ideal mother-in-law plan or to host guests! Fenced in yard with mature tree and concrete patio. Great location and move in ready!

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5914 Pecan Grove Pl

Bluffs at Pine Creek $434,777

Gorgeous, new construction on an acreage!  4 bed, 3.1 bath, 3 living, 1 dining,  2901 sqft, and 3 car garage. Open kitchen, dining and living room with beautiful “wood” like tile. Living has a soaring ceiling with intricate, wood beams. Kitchen has a spacious walk in pantry, designer back splash, bar seating and a large built in hutch! Study nook off of dining. Living areas include a great room, true study, and theater/game room. Covered patio would be perfect to entertain guests! Peaceful neighborhood with easy access to I-35.

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PRICE REDUCTION in sought after historical Edgemere Terrace!

Author: Terra  //  Category: Real Estate

 

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Sought after neighborhood in a great location! Mid-century modern home, open floor plan, and big windows make it light and bright! Wood floors in living, dining and  formal living or study.  Large living room with stacked stone fireplaces in living and formal living. Kitchen has updated glass back splash and accent back splash above stove, bar seating, tons of storage, and neutral counter tops. Tons of potential to make this home your own. Seller is offering $2500 allowance with acceptable offer!

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Quick Mortgage Update!

Author: Terra  //  Category: Lending

Weekly Mortgage Memo

Products/Industry News:

We’re collecting more and more information about borrowers. On new construction I send the buyer a list of things to keep in mind as the home is being built.

This is also a good idea for anyone who is shopping for a home. Here then are the Ten Commandments of Buying a Home:

 

1) Thou shalt not change jobs, become self-employed or quit your job 6) Thou shalt not change bank accounts.
2) Thou shalt not finance any new items like a car, truck, van, jet ski or furniture. 7) Thou shalt not move money around from account to account.
3) Thou shalt not increase your revolving credit. 8) Thou shalt not co-sign a loan for anyone.
4) Thou shalt not make any late payments. 9) Thou shalt not dispute any accounts on your credit report.
5) Thou shalt not make any new inquiries into your credit. 10) Thou shalt not overdraft your checking account.

 

Other News:Today marks the first time the Dow Jones Industrial Average crossed the 17,000 threshold. The low point of the “Great Recession” was March 6 2009 when the Dow closed at 6,627. That’s an increase of 156% in 5 years 3 months. Wow!

 

Markets:

Interest Rates           Equities                                   Commodities

Last Week     4.125     DJ Industrials      17,000!     Oil                          103.75

Today             4.25     Devon                78.93         Natural Gas              4.36

FHA Today   3.875      Chesapeake         29.37        Gold                       1,318

 

Information above provided by:

Taylor Ortiz

SpiritBank Mortgage

405-509-1064

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New listing! Absolutely gorgeous!

Author: Terra  //  Category: Just for Fun, Lending, Miscellaneous, Real Estate

5914PecanGrovePlace

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4th of July Events in the METRO OKC area!

Author: Terra  //  Category: Just for Fun, Real Estate

  

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The RED Team wants to wish you a HAPPY 4th of JULY to all of our friends, clients and family! Here are a few events in the OKC Metro that we thought looked fun and wanted to share with you.

 

LibertyFest

LibertyFest entertains an attendance of over 125,000 annually and is organized and produced by a group of over 500 volunteers. It hosts Oklahoma’s largest hometown 4th of July parade with over 100 entries. The grand finale of LibertyFest will be the Fireworks and entertainment the evening of July 4th. The Fireworks display is the largest in the Oklahoma City metro area. Please join us in thanking our wonderful volunteers, they have been working hard to provide the ‘best and safest’ family friendly, 4th of July events for Edmond citizens and our guests. Remember to keep your belongings close to you and consider placing a tag on your backpack, diaper bag and other items that includes your name and phone number.

Date: July 4th,

Location: Downtown Edmond and UCO Parking lot

Admission: Admission is free, as is parking.

You can find more information at http://www.libertyfest.org/mm5/merchant.mvc

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Red, White & Boom

2014 brings the 8th Red, White & Boom July 4th celebration. With a free live concert and of course the fireworks extravaganza, it’s a top place to be for Independence Day.

Date and Times: Red, White & Boom is at 8:30 p.m. Thursday, July 3rd with the OKC Philharmonic presenting Patriotic Pops. Bring lawn chairs and enjoy concessions as well.

Fireworks will follow the show, approximately 10 p.m.

Location: The 2014 version of this annual event will be held at the State Fair Park.

Admission: Admission is free, as is parking.

Concessions: Food vendors will be on hand.

You can find more information at http://okc.about.com/od/holidayevents/a/okcjuly4th.htm

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Bricktown Fireworks and Fourth Fest 2014

Live music highlights the festival from 4 p.m. to until the Bricktown fireworks display begins at 9:30 p.m. on Friday, July 4, 2014. The Oklahoma City RedHawks also play Iowa on the evening of Independence Day.

Location: Oklahoma City’s Bricktown is located on the eastern side of downtown OKC between E.K. Gaylord Avenue on the west and Stiles Avenue on the East. Reno Avenue is a major Bricktown street on the south side, and Main Street is considered the north border.

Go to the corner of Sheridan and Oklahoma for the live music.  The fireworks are set off near the Bricktown Ballpark, and there are numerous excellent viewing areas all around Bricktown, Deep Deuce and other surrounding areas downtown.

Admission: Feel free to bring your own lawn chairs and blankets to set up on sidewalks around the area. You can often find parking spots along the areas streets. Get information on downtown parking areas. Many of the lots are in and around Bricktown and they may charge you to park.

Bricktown is also one of the city’s top locations for restaurants, bars and clubs, many of which have patio or rooftop seating excellent for viewing the July 4th fireworks. It would be a good idea to call in advance and inquire about reservations. The top locations will be taken very early in the day.

Live Music:

Here are the scheduled performers for 2014:

  • 4:00 p.m.- 5:00 p.m.BEAT STREET
  • 5:15 p.m.- 6:00 p.m.THE ARGOTS
  • 6:00 p.m.- 7:00 p.m.GOOD CULTURE
  • 7:00 p.m.- 8:00 p.m.HOSTY DUO
  • 8:15 p.m.- 9:30 p.m.OIL BOOM

You can find more information at www.bricktown4thfest.com.

 

FOR MORE TIMES AND INFORMATION ON FIREWORK SHOWS ON THE 4th of JULY got to http://www.koco.com/news/oklahomanews/List-of-Fourth-of-July-events-across-Oklahoma/15351388#!7zL1b

Hope this helps with all of your FUN and MEMORIES on the 4th of July!

 

Photo credit: ChatterBlock

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New LOWER price! 4 beds in N OKC for $169,777!!!

Author: Terra  //  Category: Just for Fun, Lending, Miscellaneous, Real Estate

5305 NW 109th Street $169,777

 

The front patio welcomes you into this charming home! 4bed, 3 bath, 2 living, 2 dining, 2 car garage, 2,363 sqft/mol and built in 1979. Kitchen has been totally remodeled! Dinette has bar seating and a built in desk. Sellers use the second dining as third living. Main living is spacious, wired for surround sound and has built ins. Master bed has two closets and a full bath! Fourth bed sets this home up to make the ideal mother-in-law plan or to host guests! Fenced in yard with mature tree and concrete patio. Great location and move in ready!

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