Halloween Trick-or-Treating Tips

Author: Terra  //  Category: Just for Fun, Real Estate

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Halloween and Trick-or-Treating is this FRIDAY! Are you prepared to pass out candy or take your kids in Trick-or-Treating?! Turn your front porch lights on if you are passing out candy to children and turn your lights off if you are not! Halloween provides a day to dress up, get some exercise going door to door, hang out with friends, go to festivals and go to parties!

Pointers for Trick-or-Treaters:

  • Don’t eat too much candy!
  • Wear reflective tape or carry a light
  • Wear a costume that fits to prevent tripping
  • Plan your route in advance
  • Wear comfy shoes
  • Look before crossing the street
  • Children should walk from house to house with an adult
  • Sword, sticks, and other costume accessories should be short, flexible and soft
  • Examine all treats to make sure they haven’t been tampered with or to make sure there is not a chocking hazard
  • Don’t ever enter a home for safety

If you are driving the night of Halloween PLEASE watch out for kids going from house to house and drive SLOW!

HOPE YOU HAVE A HAPPY HALLOWEEN!!!

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Come see us in your costume this FRIDAY from 2:30-4:30PM for a sweet treat and a photo!

Author: admin  //  Category: Just for Fun, Real Estate

HalloweenFrontblogHalloweenBackblog

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Open Houses Sunday

Author: admin  //  Category: Real Estate

OpenHouse11

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Weekly Mortgage Memo

Author: Terra  //  Category: Lending, Real Estate

 

Today’s Topic: Benefits of Home Ownership

 

Anyone reading this is probably on board with the benefits of owning a home.  I won’t speak to the improved quality of life home ownership provides but rather my area of expertise – the net tangible financial benefits.  Owning a home can provide those benefits in three ways:

 

Equity from monthly payments

o   On a 30 year loan your payments generate 2% – 5% equity per year.  After 5 years in the house your payments will have  paid down the note by about 10%

o   On a 15 year loan your payments generate 5% – 9% equity per year.  After 5 years the note will have been paid down 27%

 

Equity from appreciation

o   I’ve looked at several neighborhoods around the metro and there can be some pretty dramatic ups and downs from year to year but over time (10-20 years) you can expect a 2.5 – 3% increase in home value per year.  The time frame I looked at includes the “Great Recession”

 

Tax benefit

o   When you buy a home you can deduct:

  • Interest
  • Property Taxes
  • Mortgage Insurance (income limits apply)

o   You do, however, have to have enough deductions to itemize.  When you itemize you can also count other deductions (state taxes, charitable giving for example)

I tell my clients that you have to live somewhere.  When you pay rent you’re paying someone else’s mortgage.  When you own a home on a 30 year loan you can expect to add about 5% per year of the home’s price/value to your balance sheet.  So for every $100,000 of home you own 5 years will add about $25,000. Home ownership is the #1 wealth builder in the country!!

 

(Provided by Tom Davies and Taylor Ortiz)

 

Interest
Markets Rates Equities (stocks) Commodities
Last Week 4.125 Dow Jones Industrials 16,380 Oil 82.75
Today 4.125 Devon 58.17 Natural Gas 3.77
FHA Today 3.75 Chesapeake 20.16 Gold 1,238

 

 

Taylor Ortiz

Mortgage Loan Officer for Edmond Mortgage

2575 S Kelley Pointe Parkway Suite #180, Edmond, OK 73013

Office phone: 405-513-7805 Mobile phone: 405-509-1064

NMLS# 449866

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Live, Work and Play in Edmond!

Author: Terra  //  Category: Real Estate

Who do I call if I have questions regarding city park plans? Do I live in Edmond? Where can I find out info about zoning? Who are our Edmonds elected officials? What is going in at Covell and I-35? Those are just a few of the questions that we received the answers to during our lunch at the Edmond Chamber. Plug in to Edmond was one of the most informative lunch and learns I have ever attended. Toni Weinmeister from Edmond Economic Development Authority, EEDA, and Casey Moore with the Edmond Chamber of Commerce informed the group of many exciting new changes and additions for the city of Edmond.

Here are just a few of the fun facts we learned:

  • 33rd and Broadway is the busiest intersection in Edmond! The city of Edmond is starting a expansion of that intersection in the Spring. So BEWARE, I’m sure it will be crazy with the construction going on but will only help the traffic in the long run.
  • Mayor and City Council- Charles Lamb is our Mayor, if you didn’t know, and the City Councilmen are Darrell Davis, Elizabeth Waner, Nick Massey and Victoria Caldwell.
  • Population estimate of Edmond in 2013 was 84,524 and for Oklahoma City it was 1,303,109
  • We have more than 30 parks or outdoor venues in Edmond. That’s so cool!
  • The sales tax we pay is what funds Edmond. Go eat and shop in Edmond! The city is working on giving us more options to choose from so we can support our great city.
  • Want to find out what the open field behind your home is zoned? Go to EEDA.com and click map room.
  • The total annual income for Edmond’s city limits is estimated to be more than $3.2 billion.
  • More than 100,000 college students are within a 45 minute drive of Edmond.
  • In 2013 4,149 existing homes were SOLD and 613 new home building permits were issued!

Go to EEDA.com for a ton more information or go to EdmondOK.com. You can find answers to all the questions above plus more, it is ALL on their websites! Below is map, with the boundaries of Edmond and all the NEW projects in process.

edmond

 

 

 

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Holiday Lighting Installation – FREE estimates!

Author: Terra  //  Category: Real Estate
It is nearing that great time of the year where you start to make holiday plans and sort out the to-do list for the coming weeks!  Let ‘Up Like A Light’ help you with one item on your to-do list and have them hang your Christmas lights this year.
‘Up Like A Light’ has been serving Edmond, Oklahoma City, and the surrounding area for the last 10 years and they would love to be a part of your seasonal decoration this year.  They offer all forms of outdoor decorating including Christmas light installation and removal for your home, business, yard and more!
‘Up Like A Light’ will meet you at your home or business to give you a free estimate for the work that you want completed.  If you already have lights and decoration, they can install those or if you are in need of new lights and would like to see some options, they can assist with that as well!
You can follow them on Facebook at ‘Up Like A Light’
Or call them at (405) 633-0475
They are ready to serve you and all of your Christmas Light needs!
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October fun things to do in Edmond & the OKC metro!

Author: Terra  //  Category: Real Estate

Here is just a quick list of a few exciting events going on this month! There is still plenty of time to pick one or two places to try out.

The RED Team picked a few of their favorites to share with you…

  • Free Fall/Halloween Costume Photo and treats on Oct. 31 from 2:30-4:30PM at 13301 Cedar Trail in The Oaks
  • Oct. 23 the Cox Center presents “Casting Crowns” for more information go to www.coxconventioncenter.com
  • Oct. 24 the Science Museum Oklahoma presents “A Bright Night of Not So Frightening Fun” at 6PM, go to www.sciencemuseum.org for more information
  • Oct. 24-26 the Oklahoma State Fair Grounds presents “Affair of the Heart”, go to www.aaoth.com for more information
  • Go grocery shopping at the new Natural Grocers in Edmond
  • OU and OSU football scattered throughout the month
  • Oct. 26-31 The Oklahoma City Zoo presents “Haunt the Zoo” at 6:30PM, go to www.okczoo.com for more information
  • Multiple Churches are opening their doors for “Trunk or Treat” Google one closest to you!
  • Oct. 26 Reason to Believe Ranch presents “Fall Family Fun Fest” from 2-5PM
  • Oct 23-20 Arcadia Lake presents “Storybook Forest” from 5:30-8:30PM
  • Oct. 11-18 Just Between Friends Children’s Consignment Sale at the Cleveland County Fairgrounds from 7-9PM, go to www.norman.jbfsale.com for more information
  • Multiple Pumpkin patches are open in October. Google one closest to you!
  • Oct. 17 the Oklahoma Children’s Theatre presents “Monster Mash” from 6-9PM, go to www.oklahomachildrenstheatre.org/fridayfunnightpage/fun-extras for more information
  • Oct. 17-19 the Civic Center Music Hall present “Cinderella” at 8Pm or 2 PM, go to www.okcballet.com for more information
  • Oct 29 Penn Square Mall presents “Mall-o-ween” from 6-8PM, go to www.simon.com/mall/penn-square-mall for more information
  • Oct. 31 For a LONG list of activities go to www.metrofamilymagazine.com/fall-fun-guide
  • Go to www.Sliceok.com also offers another LONG list of intriguing things to do this month

Please share your pictures with us on FACEBOOK if you get to attend any FALL events in the Edmond or Oklahoma City Metro area!

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JUST REDUCED!- 4800 October Dr. Edmond, OK

Author: Terra  //  Category: Miscellaneous, Real Estate

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4800 October Dr-25

4800 October Dr-24

4800 October Dr-19

4800 October Dr-17

The sellers of 4800 October Drive in Arbor Creek decided to go ahead and reduce the price of their home to $348,777.00 because they are quickly being relocated out of town for work. The sellers started the building process with McGregor Homes in late 2013 and moved into the home just six months ago. They are sad they have been relocated and have to move out of state from this new construction home that they love so much. As seen on NewsOK today, Inc. Magazine placed “McGregor Homes in the top 600 fastest-growing U.S. private companies”. Scott McGregor stated that “We like using architectural styles that are near and dear to people’s hearts”. That is so true and you can see it in his work on this home in particular. There is no detail spared in 4800 October Dr. This outstanding and move in ready home has 4 beds, 2 baths, 1 dining plus bar seating, and a screened in patio make up this perfect Del Mar floor plan shown below of 2278 sf mol. Call for your private showing today!

 

Go to http://tours.tourfactory.com/tours/tour.asp?t=1244707 to see more details and the virtual tour.

 

And if you would like to find out more about Scott McGregor with McGregor Homes, go to http://www.mcgregorhomes.net/ .

 

The whole NewsOK article can be found at http://newsok.com/mcgregor-homes-on-fast-track/article/5350636 .

plans_delmar

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Put it on your calendar!!! Free Halloween Costume Pictures on October 31!

Author: Terra  //  Category: Just for Fun, Miscellaneous, Real Estate

It is that time of year, Fall is here and Halloween is right around the corner! Save the date October 31st from 2:30-4:30pm at our beautiful listing in The Oaks. 13301 Cedar Trail Oklahoma City, OK 73131. The Oaks is located off of Eastern just South of Memorial Rd. Enter The oaks and turn left of Oaks Way and follow it around to Tow Bridge. Turn left on Two Bridge to Cedar Trail. You will see the property at that stop sign. Bring your friends and family to come get a free fall picture. We cant wait to see you there. We look forward to this event every year!

For more info on the Cedar Trail home go to www.realestateinedmond.com.

 

 

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Top Notch Service Providers!

Author: Terra  //  Category: Just for Fun, Miscellaneous, Real Estate
Our buyers and sellers love the convenience of knowing The RED Team knows a service provider that can help in almost any area that involves a house! Most of your needs can be met by one of these professional, service providers we have used personally or our clients have used in the past! They all do an outstanding job in our opinion. Check them out, see how great they are for yourself and let them know The RED Team referred you!
Mortgage Brokers/Lenders:
Heath Jenkins
AMC Mortgage
Taylor Ortiz
Spirit Mortgage
Ted Clay
WR Starkey Mortgage
Tom Rosser
Gateway Mortgage Group
405.751.3800
Thomas.rosser@gatewayloan.com

Robin Turney
First Mortgage

405-509-2250

Insurance/Financial Planners:
Reg Aldrich
Country Financial and Insurance
Exterminators/Termite Specialists:
Jesse McCracken
Rural Pest Solutions
Tim Britt
Oklahoma Termite Company
Tyler Brady
Total Pest Management
House cleaner:
Martha Serna and Team
Landscaper:
Andrew Moore
Jarred Dean
Horticare
Inspectors:
Greg Dean
Homeworks Inspections
Vernon Smith
Vernon Smith Inspections (Castlekeep)
Electrician:
Jesse Benne
All American Electric
(405) 844-1300
Tommy Spence
(405) 420-3730
Heat and Air:
Matt Green
Hunter Heat and Air
(405)517-6566
Mike Shields
(405) 771-5769
Oller Heat and Air
(405)720-1235
Pool repairs:
Leslie Pool Supply
Pool Sharks
We have more professionals in each category this is not a limited list of any professions!  If one of the above companies, can not help you, let us know and we can hopefully find you someone that can help your certain situation!
And if you are new to town and need a recommendation for a hair stylist, chiropractor, family physician, photographer or any other profession just call The RED Team and we will try to help!
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