Here are just a few events that I have found that could fill your April schedule up! Some are free and some you have to pay for tickets. Stay local and support the Edmond and OKC metro area!
April 01: OKC Thunder vs Dallas Mavericks – Thunder Basketball Schudule for April (http://www.nba.com/thunder/schedule)
April 02: Western Avenue on the Lawn – family happy hour focused on good food, yard games and live entertainment (http://www.travelok.com/listings/view.profile/id.22513/event.9910)
April 03: Oklahoma City Blue vs Idaho Stampede – OKC Blue Basketball Schudule for April (http://dleague.nba.com/schedule/#/team/oklahomacity)
April 4: Come and have your picture taken with the EASTER BUNNY FOR FREE! 16425 Sterling Creek, Edmond, OK in Seminole Pointe from 10:30AM-12PM.
April 4-5: There are LOTS of Easter Egg hunts in the area! Just google one close to you!
April 05: Come visit Memorial Road Church of Christ for Easter Sunday and hear about the resurrection of Christ. We would love to have you! (www.mrcc.org)
-LIVE on the Plaza – every second Friday is LIVE on the Plaza, an art walk featuring local artists, live music, deadCENTER film screenings, local retail shopping and much more.
April 11 & 12: Redbud Classic – The annual Redbud Classic will feature two days of running, cycling, walking and marathon events in Oklahoma City’s Nichols Hills district.
April 12: Oklahoma City Roller Derby Bout – Lightning Broads vs CenTex at 5PM
April 17-19: Oklahoma City Ballet presents: Nine Sinatra Songs
April 18: Green Frog Festival and Puddle Jump 5K (www.travelok.com)
April 19: Day of Remembrance – Each year, visitors gather at the Oklahoma City National Memorial & Museum in downtown Oklahoma City to remember those who were killed, those who survived and those changed forever by the April 19, 1995 bombing of the Alfred P. Murrah Federal Building in Oklahoma City.
April 21-26: Festival of the Arts – Known as Oklahoma City’s annual “rite of spring,” the Festival of the Arts is a six-day community celebration of the visual, culinary and performing arts plus there is lots of yummy food!
April 22-26: Better Barrel Races World Finals -Better Barrel Races brings their World Finals competition to the Oklahoma State Fair Park in Oklahoma City for five days of hard hitting barrel racing action.
April 24-25: OKC Philharmonic presents: A Night at the Cotton Club -During “A Night at the Cotton Club,” trumpeter Byron Stripling, vocalist Carmen Bradford and tap dancer Ted Louis Levy pay tribute to some of the biggest names in jazz and blues.
April 24: H&8th Night Market -On the last Friday night of each month, gourmet food trucks, musicians and local businesses come together for H&8th Night Market in downtown Oklahoma City.
April 25-26: R.K. Gun Show – For a high quality gun show with great prices and selection, visit the R.K. Gun Show in Oklahoma City.
April 26:Oklahoma City Memorial Marathon – The Oklahoma City Memorial Marathon is not about running, it is about life, honoring the memory of life lost through the tragedy of the Oklahoma City bombing and celebrating the gift of life given equally to each person. (okcmarathon.com)
The weather was gorgeous, the leaves were turning, we had a very relaxing trip, and still, we SOLD a few homes while we were out of town! The highlight of the trip for our boys was split between the first snow of the year, which happened while we were there, and we rode horses across 4 summit peaks while it snowed on us! Here are a couple of photos we took on our trip too!
The RED Team wanted to share this weeks Mortgage Update with you because even though it is talking to Realtors about looking and checking Prequalification/Preapproval letters, buyers need to know why you need one, why, as Realtors, we are asking for the letter, and we want you know the what your true preapproval amount should be or could be so you can make an offer on a home. It is also for the Realtor and seller’s safety that we ask for a Prequalification/Preapproval letter before we show you a home. The Mortgage Broker or Lender has your information and as a Realtor, we do not have to worry about the preapproval and personal information. Then, everyone is on the same page and you can go look at houses and make an offer if you are ready!
SpiritBank Weekly Mortgage Memo
Today’s Topic: Prequalification/Preapproval letters
These days letters are standard practice. There are, however, lots of stories about loans that bust even when a letter was presented. There are myriad reasons for this and most of them start with the loan officer. Very often loan officers don’t dig deep enough. Or they don’t verify income. An amazingly large number of people don’t know what they make and relying on a conversation or online application can be fraught with peril. Buyers will state their gross income if self-employed or include overtime in their number. Lots of folks who are 1099’d don’t think their self-employed and don’t offer that information unless prodded. So when you get a letter from someone you don’t know or your spidey-sense is tingling here are some questions to ask a loan officer to improve the letter’s chances:
1. Have you reviewed paystubs?
2. Have you reviewed tax returns?
3. Have you verified funds to close?
These are especially important with self-employed, commission and overtime employees. The tax returns will also reveal (assuming the loan officer looks) buyers with unreimbursed business expenses that we deduct from their income.
- Info provided by Tom Davies
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