FREE Easter Services & Activities around the OKC Metro!

Friday, March 30
 
Easter EGG-stravaganza at K9 University (9217 NW Expressway, Yukon) features multiple treat-hunts for you and your pup, food trucks and a selfie photo area set up to take festive Easter pics with the Easter Bunny. Donations required. Admission to participate is one unopened bag of pet food, a pet related item or a $5 monetary donation to Pet Food Pantry of Oklahoma City. Preregistration advised to make sure your dog has a spot in the hunts. 5 – 8 p.m.
 

March 31 & April 1
 
FREE Easter Land at People’s Church (various locations) features a FREE one weekend theme park at all three People’s Church locations. Festivities include over 60,000 pieces of candy, over 30,000 Easter eggs, carnival rides, petting zoo and more. See website for locations and service times.
Saturday, March 31
 
FREE Easter Egg Hunt at St. Luke’s United Methodist Church (900 N Sooner Rd, Edmond) Oklahoma City University Quad (2501 N Blackwelder) features an Easter egg hunt, inflatables and treats. 10 a.m.

FREE Community Wide Easter Egg Hunt hosted by Edmond’s First Baptist Church at Mitch Park (1501 W Covell Rd, Edmond) features Easter egg hunts with over 35,000 eggs, bubbles, face painting, food trucks, crafts and more. There will be egg hunts for all age groups from toddlers to 5th grade. 4 – 6 p.m.

Sunday, April 1
 
FREE Easter Service at Memorial Road Church of Christ(2221 E Memorial Rd, Edmond, OK 73013). Two worship service times at 8:15 & 10:45 a.m. All ages welcome. 
 
FREE Easter Egg Hunt at Edmond Church of Christ(801 S Bryant Ave, Edmond, OK 73034) features an Easter egg hunt for ages 10 and under from 2-3:30 p.m. 
FREE Easter Celebration at Nichols Hills United Methodist Church (1212 Bedford Dr, Nichols Hills) features a family breakfast, Easter egg hunt and two worship services, complete with music and a message that relates the events of Jesus’ death and resurrection. All ages welcome. 8:30 & 10:15 a.m.

FREE Easter Sunday Worship Services at First United Methodist Church of Edmond (305 E Hurd St, Edmond) features a selection of services with music provided by the church’s adult and children’s choirs and The Hurd Street Band. 7 a.m.8:30 a.m.9:45 a.m.10:50 a.m. & 11 a.m. 

 
FREE Easter in Edmond Services at New Covenant United Methodist Church (2700 S Boulevard, Edmond) features an Easter worship experience that captures the hope and excitement of Easter through live music and an inspiring Easter message. 8:45 a.m.11 a.m. & 11:03 a.m.
 

Rising Rates!

Who doesn’t want to save a little anywhere they can? I know I do. I want to share a few ways that you can save on your mortgage. With rates expected to climb a little this year, it’s becoming top of mind with many clients. 

Here’s the bottom line: just because you have a loan structured when you first purchase doesn’t mean that it’s set in stone for the life of the loan. There are ways to restructure your loan to pay it off earlier than initially planned, save money on your monthly payment, or to free up funds. Here’s a snapshot of a few options for each scenario. 

Pay Extra to Pay Off Early

There are several ways to pay off your mortgage ahead of schedule. 

 • Pay extra each month

 • Set up bi-weekly payments

 • Make an additional mortgage payment once throughout the year

 • Divide the monthly payment by 12, then add the extra to each month

Recast Your Mortgage

If you want to lower your monthly payment and have the cash to do it, you can recast your mortgage. This means you lower your principal – not the term or your interest rate.

Refinance Your Loan

This is probably the most popular way to restructure a loan. Refinancing is when you’ll replace your current mortgage with a new one at a lower interest rate. The lower interest rate will help lower your monthly payment.

That’s just an overview of these strategies. Remember: every loan and situation is unique, and I’d be happy to take a look at your situation and help you save on your mortgage payment. Give me a call to set up an appointment. 

Have a great day, 
Rachel Slovacek NMLS #1406817

Historic School in Edmond

Did you know the original school built in Edmond is still up and standing up? In 1889 a lady named Jennie Foster had the great idea to build a school. She gathered her friends to raise money and they ordered the wood to start building the new school house. In September of 1889, the first school day transpired with 19 students and by the end of the term there was 37 students. Edmond’s first school house has now been restored by the Edmond Historic Preservation Trust and it has been moved to the corner beside Jiffy Lube at 2nd St and Boulevard. You can visit it by private, scheduled tours if your heart desires. It really is a neat blast from the past about our own town – Edmond! Go to the Edmond Historic Preservation Trust website for more information and details about the school house. Years ago, we decided for our back to school post card that we wanted to take some pictures in front of the school and around it! Such a neat experience!  Go check it out for yourself!

Brief Synopsis Of The Week’s Economic News And How It Affects Real Estate and Rates

Sellers see home profits surge to decade high
Homeowners who made a sale in the last three months of 2017 saw their return on investment hit an average 28.8%.

ATTOM Data Solutions’ Home Sales Report shows that the average profit of $54,000 made by sellers was the highest since the third quarter of 2007; and increased from $53,732 in the previous quarter and from $47,133 in the fourth quarter of 2016.

“It’s the most profitable time to sell a home in more than 10 years yet homeowners are staying put longer than we’ve ever seen,” said Daren Blomquist, senior vice president at ATTOM Data Solutions. “While home sellers on the West Coast are realizing the biggest profits, rapid home price appreciation in red state markets is rivaling that of the high-flying coastal markets and producing sizable profits for home sellers in those middle-American markets as well.”

Profit in this market almost doubled 

Sellers in San Jose saw the largest return on their investment (90.9%) but there were also large gains for other Californian markets: San Francisco (73.3%), Merced (64.6%) and Santa Cruz (59.8%).

Seattle was the only metro outside California to make the top 5 for ROI. Sellers there averaged a 64.4% return.

“The biggest story for the greater Seattle housing market in 2017 was persistently low inventory levels which continued to push home prices higher,” said Matthew Gardner, chief economist at Windermere Real Estate, covering the Seattle market.

US median home price at record high

The US median home price in 2017 was $235,000, up 8.3% from 2016 and setting a new all-time high. Annual home price appreciation in 2017 slowed slightly compared to the 8.5% in 2016.

Ocala, Florida (14.3%); Kansas City, Missouri (13.4%); San Jose, California (13.3%); Salem, Oregon (12.9%); and Nashville, Tennessee (12.5%) were all among the cities with the largest price increases.

 

 
     Ted Clay,
Sr. Loan Officer/Sr. Loan Consultant 

Office: 405.341.8644 ext.102
e-Fax: 866.208.5309

tclay@certaintyhomeloans.com
TedClay.com
NMLSR# 217991
OK License# MLO01963

                 

House vs Home

Happy Friday Everyone!

house (noun)
a building for human habitation, especially one that is lived in by a family or small group of people

home (noun)
the place where one lives permanently, especially as a member of a family or household

Two letters separate the words house and home, but they make all the difference in the world in how we define the dwelling in which we live. A buyer makes the transition between the house and home when we see that smile slowly spread across their face as they walk into each room. Their eyes shine a bit brighter when they start visualizing the life they will build within those walls.

When we think about the holidays, people talk about going home. No matter how long you have a home of your own, going back to the house you grew up in or traveling to the city where you lived is still ‘home’ in your heart. We are part of that journey for so many people. How lucky are we?

As you prepare for Thanksgiving, know that we are always grateful to be a part of these stories of turning houses into homes! If there is anything we can do to help you with the buying or selling process, please let us know. And if you ever have any mortgage needs, Taylor can help you with the mortgage process! We wish you all the best whether you are traveling or staying here for the holidays. Either way, there’s no place like home! Happy Thanksgiving! 

Taylor Ortiz
Sr. Loan Officer
NMLS# 449866
OK# MLO10171
Phone: (405) 509-10642575 Kelley Pointe Pkwy., Suite 180
Edmond, OK 73013
http://taylorortiz.net/

18th Century Real Estate

Over the summer I had the opportunity to visit Rhode Island and I wanted to share about this really neat 18th century, 60,000 square foot home! The Berdwin’s started building the home in 1898 and finished it in 1901. Here are a few pictures and some cool features about the home. 
 
One of the first rooms I toured was Berdwin’s library or otherwise known today as the man cave.  It was very masculine with dark wood and deep red walls.
This is the sun room is where they brought the outside in. They relaxed in this room and loved playing card games such as Bridge in this room.
 
The drawing room below is for Mrs. Berdwin and her friends to gather and chat. This sitting room is made up of pastel colors, custom designed furniture, beautiful wood floors and a gorgeous portrait ceiling. 
 
The next large room is the ball room. Look at the detail in the wood work and curtains. It’s definitely a display of wealth. 
 
The formal dining room has a series of paintings from the Venetian palace. What a grand and truly remarkable dining room! Owning Venetian paintings showed wealth in the Gilded Age.
 
Step into the Breakfast room that was designed around the Chinese lacquer panels hung on the walls.
 
I’d sure love to have a butlers pantry like the one below!  This room is a weigh station between the kitchen downstairs and the guests at the table. The butlers also ate in this room.
 
Their are 7 bedrooms for family and maybe a guest of honor. The family had 3 smaller guest houses for any visitors also. Some of the bedrooms were The Rose Room, The Louis XV Room, The Van Alen Room, The Green Room, etc.

 

Did you know that the women changed clothes five times a day? They changed into one outfit for breakfast, a white tennis outfit, a swim suit, a walking suit, a carriage ride dress, and ball gowns, plus gloves and matching shoes for every outfit. 
 
Also, white subway tile is “back in style”! So neat! I didn’t realize how historic, it really is. 
 
Talk about a linen closet! Wow! 
 
Can you imagine having a cold prep kitchen and your normal kitchen? Or a pantry that big?! Or an island that big? What about initials engraved on your pots and pans? The Elm’s kitchen pictured below produced food on an industrial scale for all of the meals and parties. Maid wise, the men did the cooking and the women did the cleaning.
 
The third floor was the servant head quarters. The staff consisted of 33 people that mostly lived upstairs in the mansion. 
 
Mr. Berdwin also had the first residential ice maker!
 
This home was built for $1.4 million which would equate  to $6 million today!!! Wow! This tour was really educational and a fun memory, I hope you enjoyed these photos as much as I did! 
 
*The above information is believed to be true and accurate. 

Quick Organization 

I just finished reading Having a Martha Home the Mary Way by Sarah Mae. It was an easy, quick read that helped me get my home in order with a plan in 30 days!  So, if you are overwhelmed and need a plan, read it! But I want to share with you some quick organization tips and mini tasks to get your home “list ready”…
 
-organize every closet and cabinet 
-tidy your night stand including gadget plugs
-declutter your counter tops and bathrooms especially tub/shower areas
-throw away expired food 
-clean clutter off the cabinets and put it in your junk drawer 
-corral books and use them as decor
-put dirty laundry in the laundry basket
-throw shoes in shoe bins or stack them neatly
-fold all towels and blankets and put them in the linen closet
-throw trash in the trash can 
-keep your go-to cleaning supplies in a bucket to clean an area quickly
 
I know you know to do these things, it just takes 10 minutes a day if you do it daily! If your house is on the market, it may take a little longer, but if you keep it up, the list will not take as long. Good luck!

The Color Peacock!

Peacock is one of THE colors this year!
 
I bet you’re wondering how to decorate with the color peacock? It can be used anywhere! You could paint your walls peacock, paint your cabinets peacock or just add pops of peacock color through your home. I have seen beautiful chairs, rugs, tile, wall paper, lamp shades and trinkets this year in the peacock color. You can bring an ignored nook or table to life with peacock paint or even a peacock colored lamp.  Do you like the peacock color? Do you have any pops of peacock in your home? Please share!