November 16th & 17th Open Houses

4100 Cedar Creek Drive Edmond

Open House Saturday & Sunday 2:00 pm – 4:00 pm

Come on out and see the new carpet and hardwood floors that have just been  installed.  They are beautiful!

This home has so much potential with multiple living areas ample windows for natural light, new paint and some new light fixtures. The kitchen has new stainless steel appliances, great cabinet storage, a walk-in pantry, an island, bar seating and plenty of prep space.  The spacious master suite offers a large sitting area surrounded by windows and a large master bath with double vanities, jetted tub, shower,  and walk in closet with built ins. The secondary bedrooms share the hall walk thru bathroom, with a tub and a shower & double vanities. The fourth bedroom has built ins and could be used as a study.  Enclosed sun room  has large, picturesque windows of the beautiful wooded lot, that also plenty of space to run and play.  The fenced are  in the backyard has a storage shed with electricity. A two car extended garage is attached, along with a third side entry garage  that offers a heated and cooled workshop with built in cabinet storage).  This incredible, wooded acreage is waiting for you to call home.

 

7321 Louisburg Dr Oklahoma City

Open House Sunday 2:00 pm – 4:00 pm

 

Come by Sunday and see this cul de sac home across the street from beautiful Beacon Hill  neighborhood pond.

 

This home has a flexible floor plan and is absolutely adorable! As you walk through the front door, you’re greeted by a true entry way and on to the living room with it’s brick fireplace and all new carpet. The formal dining is open to kitchen so it could be used as study or play area. This home has a neutral palette throughout. The kitchen is partially open to the living room with a pantry, light Formica countertops with plenty of cabinet storage and ample work space. Master bedroom offers a ceiling fan, three windows, two closets and  a master bath with double vanities and a garden tub. Secondary bedrooms are separate from the master and share a guest bathroom. The serene backyard setting is ideal for outdoor entertaining as it features a covered patio, landscaping, and still allows room to run and play. A storm shelter and organization cabinetry are all in the 2 car attached garage. The Beacon Hill home is move in ready!

Now is a great time to buy or sell!  If you have any Real Estate needs please give us a call, were are always happy to help!

 

New Listing in Fairfax Estates

3200 Findhorn Drive, Edmond, Oklahoma is now ready for new owners!

This home offers an open living area with a cathedral ceiling & tons of natural light . The elongated study could be used as a second living area off the entry, just opposite of that is the formal dining room  hardwood floors. Upstairs is perfect for entertaining or hanging out. The huge bonus/media room is  complete with a beverage fridge and a half bath. Let’s talk kitchen… SS appliances including a double oven gas cook-top, lots of storage, massive island with seating & a spacious dining area with views of your backyard. The large master bedroom suite with room for a sitting area that has access to the back patio. The master bath features two walk-in closets, tub and shower.A beautifully landscaped backyard features a covered patio with built in grill with a granite prep area,  a gas fire-pit & covered patio.  All bedroom are on the main level and most of main house has hardwood floors, including  the master suite. Fairfax Estates and The Golf Club of Edmond give you everything you want.  It’s a must see!

Click the link below to take a tour of this spectacular home., then give us a call we would love to schedule a  private tour for you and your family.

https://www.tourfactory.com/2612389

 

Light, Bright & Just Like New!

5008 Butte Rd., Edmond, OK 73025

This home is ready for you!  It has been totally updated from the floors, interior doors, paint, appliances & bathrooms. The home sits on 2.16 acres in Sorghum Mill Estates just north of Mitch Park, Uptown Grocery, Lowes , and several new restaurants.

You won’t be disappointed in this 4 bed, 2 1/2 bath, 2 dining, 2 living, 3048 sq ft mol home.  The master bedroom boasts a large closet, walk in shower, tub, 2 sinks and linen cabinet. Fourth bed could be used as study. Secondary beds are spacious with great closets. Glamorous kitchen with windows over looking the backyard, a plethora of counter space and cabinets plus a large walk in pantry. The back patio is ready for entertaining and enjoying time in the outdoors.

Easy access to highways, shopping and entertainment. Schedule a private showing today or come by our Open House Sunday, April 7th from 2-4 pm.

Click the link below to view this home.

https://www.tourfactory.com/2568243

 

Fabulous Home For Sale in Lone Oak Ridge, Deer Creek Schools | 4905 NW 159th St. Edmond, OK

The Sellers have just reduced the price of this home by $5,000 and are now offering a $2,500 update allowance.

This single family home offers a wonderful split plan with 4  nice sized bedrooms with great closets , 2 full bathrooms and 1 half bath.

The formal dining room, family room, kitchen and dinette area all have crown molding.  The family room has a cozy gas log fireplace with french doors to the backyard.

The kitchen offers  granite countertops, tiled backsplash , stainless steel refrigerator, smooth surface slide in electric range, wine rack, pantry and  breakfast bar.

The spacious master bedroom has 2 windows overlooking the backyard, and tall ceiling.  The double doors in the master bedroom  lead into the master bathroom which features double sinks,  a water closet,  a whirlpool tub with separate shower and a spacious walk in closet.

Also included is an energy efficient Geo Thermal Heat/Cool system for lower utility bills, a storm shelter, central vac, and a lawn sprinkler system.

This home is located in the gated, Deer Creek Schools,  Lone Oak Ridge community. Close to Hwy 74/Portland Ave, the Kilpatrick Turnpike and all the restaurants and shopping Memorial Road has to offer.

Click the link below to take a virtual tour of this fantastic home.

https://www.tourfactory.com/2077424

Call The RED Team to schedule your private showing.

Terra Myers 405-474-4242.

Kim Spencer 405-474-4774.

Kiley Hendley 405-410-9696.

 

 

 

The Do’s & Don’ts of Mortgages

If you are considering purchasing a home now or in the future , here is some useful information that will  make applying for a mortgage smoother.

Before searching for your new home, you should always get a pre approval letter.   This helps you know exactly what price range you should be looking in and when you find that home you will be able to present the pre approval letter with your offer.  The RED Team is always here to help connect you with an experienced Loan Officer that will be able to provide you with all the information you need.

Choose a Loan Officer/ mortgage company that offers a simple, streamlined process that helps you obtain your mortgage as efficiently as possible.  One that has the tools to make the loan application process as convenient for you as possible.  Maybe applying  online and uploading your documents electronically is how you would like to apply or maybe you prefer to meet with a Loan Officer in person. An experienced loan professionals will be happy to go over the details of your loan in person.

Our friend Robin Turney with AMC Mortage has provided the list of Do’s & Don’ts.

DO

 Keep All Records in Good Order.

Availability – Keep your financial records

close at hand in case updates are

requested.

Income – Be aware that underwriters

typically verify your income and tax

documents through your employer(s), CPA,

and/or IRS tax transcripts. Hold onto new

pay stubs as received.

Assets – Continue saving incoming account

statements. Keep all numbered pages of

each statement. Ex. 8 of 8.

Gifts – If you’re receiving any gift money

from relatives, they’ll need to sign a gift

letter (we’ll provide) and an account

statement evidencing the source, which

must be “seasoned” funds.

Current Residence – If you’re renting,

continue paying your rent on time and save

proof of payment. If you’re selling your

current residence, be prepared to show

your HUD-1 Settlement Statement. If you’ll

be renting your home, you may need to

show sufficient equity, a lease and receipt

of the first month’s rent and security

deposit.

Keep your credit shining – Continue making

payments on time. Your credit report may

be pulled again, and any negative change to

your score could cause you to lose your

approval and your home.

Understand that things have changed.

Underwriters require more documentation

than in the past. Even if requests seem silly,

intrusive or unnecessary, please remember

that if they didn’t need it, they wouldn’t ask.

DON’T

Apply for new credit – Changes in credit can

cause delays, change the terms of your

financing or even prevent closing. If you

must open a new account (or even borrow

against retirement funds), please consult

with me first.

Change jobs during the process –

Probationary periods, career or even status

changes (such as from a salaried to a

commissioned position, leave of absence or

new bonus structure) can be subject to

very strict rules.

Make undocumented deposits – Primarily

large but sometimes even small deposits

must be sourced unless they are identified.

Make copies of checks and deposit slips.

Keep your deposits separate and small.

Avoid depositing cash.

Wait to liquidate funds from stock or

retirement accounts – If you need to sell

investments, do it now and document the

transaction. Don’t take the risk that the

market could move against you leaving you

short of funds to close.

Ever be afraid to ask questions – If you’re

uncertain about what you need or what you

should do, I’m here to help you through

the process, even long before you intend

to buy.

 

 

amcmtg.com
NMLS# 1058419
Robin Turney

Loan Officer

NMLS # 414224

Cell: (405) 514-4118
Fax: (405) 594-8500
rturney@amcmtg.com
CONFIDENTIALITY NOTICE: This e-mail communication and any attachments may contain confidential and privileged information for the use of the designated recipients named above. If you are not the intended recipient, you are hereby notified that you have received this communication in error and that any review, disclosure, dissemination, distribution, or copying of it or its contents is prohibited. If you have received this communication in error, please notify the sender immediately and destroy all copies of this communication and any attachments. Unauthorized use, dissemination, distribution, or reproduction of this message is strictly prohibited, and may be unlawful.

 

 

 

 

 

 

Credit Tips for First-Time Homebuyers

If you are thinking about purchasing a home for the first time, you may not know that your credit will be one of the key factors in determining whether you are approved for a mortgage and your mortgage interest rate. Your credit score is calculated using five major factors:

  • Payment history – Creditors will look at any utility bills and payments on outstanding loans or credit cards.
  • Amount owed – This is the amount of credit card or loan debt that is outstanding.
  • Length of credit history – This is determined by how long you have held credit on loans or credit cards.
  • New credit – Creditors will make note if you have opened new credit cards or taken out any loans recently.
  • Types of credit used – This is seen as your different kinds of credit, such as credit cards, auto loans or student loans.

Before you begin the home buying process, request a free copy of your credit report and check for errors, which can have a negative effect on your score. If you see any errors, be sure to dispute them. Additionally, try to begin paying off outstanding debts, since those also affect your credit score.

Once you have applied for a mortgage, avoid opening new credit accounts such as credit cards or auto loans until your home has closed. You will also want to keep the balance low on any current credit cards.

I would love to meet with you and have a conversation about your financial goals and your future home purchase.

 

New to Town?

Unpacking the Boxes is a 10-week class for women in the Edmond and Oklahoma City area. The class is inspired by Susan Miller’s book After the Boxes are Unpacked: Moving On After Moving In. Women from the Memorial Road Church of Christ run the weekly meetings. The class is designed to help women connect with other women who are new to area.  Bible-based lessons will help you learn to move past the pain and loss of what you’ve left behind and toward an appreciation of your new community.  You will have an opportunity to meet other newcomers in the Edmond area and build friendships by sharing relocation challenges, memories of “home,” and common interests.  The optional book may be purchased on the first day of class. 

Class meets Wednesday mornings, 9:30-11:30, at Memorial Road Church of Christ, 2221 E. Memorial Road, from September 5 to November 14.  Child care is provided. 

For more information about the class, visit  www.unpackingtheboxes.com or e-mail unpackingtheboxes@gmail.com or phone 405-478-0166.