Oklahoma State Fair

It’s Oklahoma State Fair time! The fair started Thursday and since I can remember, before I was even 5 years old, my family has gone to the fair every year! Some years we’ve celebrated my birthday or my Dad’s birthday or we’ve just gone to eat fair food, shop, and people watch! What fun memories! 


Here is a link to the main Oklahoma State Fair website…https://okstatefair.com


And here is a link to the schedule of events for the upcoming week and a half…https://okstatefair.com/schedule


What’s your favorite food at the fair? Mine is the grilled corn on the cob(only because I have celiac). My families favorites are the corn dogs from Wanda’s stand. Yes we know her name. She’s located right by the old needle around the main circle of the fairgrounds. In the past we have loved the Silver Dollar cinnamon rolls that have been there since I was just a tiny tot. Oh and the Wisconsin fried cheese. Yummy! My mouth is watering! 

Check out this link if new fair food vendors this year…https://okstatefair.com/map?type=food

Tell us what your favorite food, activity, show, ride or even purchase from the fair has been this year or in the past! It’s OKC FAIR Time! Let loose and GO have some fun! 

OPEN HOUSES THIS WEEKEND

Saturday Open House from 2 pm – 4 pm.

12195 Hidden Run Rd.,  Guthrie, OK 73044

Hidden Oaks

$204,777.

3 bed, 2 bath, 1 living, 1 dining, 1720 sq ft mol.

 

Sunday Open Houses from 2 pm – 4 pm.

 

2828 NW 183rd St., Oklahoma City, OK 73012

Valencia

$192,777.

4 bed, 2 bath , 1 living, 1 dining, 1662 sq ft mol.


2724 Balmoral Dr., Edmond, OK 73034

Fairfax Estate

$464,777.

4 bed, 3.1 bath, 3 living, 2 dining, 3367 sq ft mol., sitting on the #6 tee box.


 

2520 Alexa Ave., Edmond, OK 73034

Redbud Canyon

$445,000.

4 bed, 3 bath, 3 living, 2 dining, 3065 sq ft mol.

Fabulous Home For Sale in Lone Oak Ridge, Deer Creek Schools | 4905 NW 159th St. Edmond, OK

The Sellers have just reduced the price of this home by $5,000 and are now offering a $2,500 update allowance.

This single family home offers a wonderful split plan with 4  nice sized bedrooms with great closets , 2 full bathrooms and 1 half bath.

The formal dining room, family room, kitchen and dinette area all have crown molding.  The family room has a cozy gas log fireplace with french doors to the backyard.

The kitchen offers  granite countertops, tiled backsplash , stainless steel refrigerator, smooth surface slide in electric range, wine rack, pantry and  breakfast bar.

The spacious master bedroom has 2 windows overlooking the backyard, and tall ceiling.  The double doors in the master bedroom  lead into the master bathroom which features double sinks,  a water closet,  a whirlpool tub with separate shower and a spacious walk in closet.

Also included is an energy efficient Geo Thermal Heat/Cool system for lower utility bills, a storm shelter, central vac, and a lawn sprinkler system.

This home is located in the gated, Deer Creek Schools,  Lone Oak Ridge community. Close to Hwy 74/Portland Ave, the Kilpatrick Turnpike and all the restaurants and shopping Memorial Road has to offer.

Click the link below to take a virtual tour of this fantastic home.

https://www.tourfactory.com/2077424

Call The RED Team to schedule your private showing.

Terra Myers 405-474-4242.

Kim Spencer 405-474-4774.

Kiley Hendley 405-410-9696.

 

 

 

New to Town?

Unpacking the Boxes is a 10-week class for women in the Edmond and Oklahoma City area. The class is inspired by Susan Miller’s book After the Boxes are Unpacked: Moving On After Moving In. Women from the Memorial Road Church of Christ run the weekly meetings. The class is designed to help women connect with other women who are new to area.  Bible-based lessons will help you learn to move past the pain and loss of what you’ve left behind and toward an appreciation of your new community.  You will have an opportunity to meet other newcomers in the Edmond area and build friendships by sharing relocation challenges, memories of “home,” and common interests.  The optional book may be purchased on the first day of class. 

Class meets Wednesday mornings, 9:30-11:30, at Memorial Road Church of Christ, 2221 E. Memorial Road, from September 5 to November 14.  Child care is provided. 

For more information about the class, visit  www.unpackingtheboxes.com or e-mail unpackingtheboxes@gmail.com or phone 405-478-0166.

Rising Rates!

Who doesn’t want to save a little anywhere they can? I know I do. I want to share a few ways that you can save on your mortgage. With rates expected to climb a little this year, it’s becoming top of mind with many clients. 

Here’s the bottom line: just because you have a loan structured when you first purchase doesn’t mean that it’s set in stone for the life of the loan. There are ways to restructure your loan to pay it off earlier than initially planned, save money on your monthly payment, or to free up funds. Here’s a snapshot of a few options for each scenario. 

Pay Extra to Pay Off Early

There are several ways to pay off your mortgage ahead of schedule. 

 • Pay extra each month

 • Set up bi-weekly payments

 • Make an additional mortgage payment once throughout the year

 • Divide the monthly payment by 12, then add the extra to each month

Recast Your Mortgage

If you want to lower your monthly payment and have the cash to do it, you can recast your mortgage. This means you lower your principal – not the term or your interest rate.

Refinance Your Loan

This is probably the most popular way to restructure a loan. Refinancing is when you’ll replace your current mortgage with a new one at a lower interest rate. The lower interest rate will help lower your monthly payment.

That’s just an overview of these strategies. Remember: every loan and situation is unique, and I’d be happy to take a look at your situation and help you save on your mortgage payment. Give me a call to set up an appointment. 

Have a great day, 
Rachel Slovacek NMLS #1406817

Historic School in Edmond

Did you know the original school built in Edmond is still up and standing up? In 1889 a lady named Jennie Foster had the great idea to build a school. She gathered her friends to raise money and they ordered the wood to start building the new school house. In September of 1889, the first school day transpired with 19 students and by the end of the term there was 37 students. Edmond’s first school house has now been restored by the Edmond Historic Preservation Trust and it has been moved to the corner beside Jiffy Lube at 2nd St and Boulevard. You can visit it by private, scheduled tours if your heart desires. It really is a neat blast from the past about our own town – Edmond! Go to the Edmond Historic Preservation Trust website for more information and details about the school house. Years ago, we decided for our back to school post card that we wanted to take some pictures in front of the school and around it! Such a neat experience!  Go check it out for yourself!

Brief Synopsis Of The Week’s Economic News And How It Affects Real Estate and Rates

Sellers see home profits surge to decade high
Homeowners who made a sale in the last three months of 2017 saw their return on investment hit an average 28.8%.

ATTOM Data Solutions’ Home Sales Report shows that the average profit of $54,000 made by sellers was the highest since the third quarter of 2007; and increased from $53,732 in the previous quarter and from $47,133 in the fourth quarter of 2016.

“It’s the most profitable time to sell a home in more than 10 years yet homeowners are staying put longer than we’ve ever seen,” said Daren Blomquist, senior vice president at ATTOM Data Solutions. “While home sellers on the West Coast are realizing the biggest profits, rapid home price appreciation in red state markets is rivaling that of the high-flying coastal markets and producing sizable profits for home sellers in those middle-American markets as well.”

Profit in this market almost doubled 

Sellers in San Jose saw the largest return on their investment (90.9%) but there were also large gains for other Californian markets: San Francisco (73.3%), Merced (64.6%) and Santa Cruz (59.8%).

Seattle was the only metro outside California to make the top 5 for ROI. Sellers there averaged a 64.4% return.

“The biggest story for the greater Seattle housing market in 2017 was persistently low inventory levels which continued to push home prices higher,” said Matthew Gardner, chief economist at Windermere Real Estate, covering the Seattle market.

US median home price at record high

The US median home price in 2017 was $235,000, up 8.3% from 2016 and setting a new all-time high. Annual home price appreciation in 2017 slowed slightly compared to the 8.5% in 2016.

Ocala, Florida (14.3%); Kansas City, Missouri (13.4%); San Jose, California (13.3%); Salem, Oregon (12.9%); and Nashville, Tennessee (12.5%) were all among the cities with the largest price increases.

 

 
     Ted Clay,
Sr. Loan Officer/Sr. Loan Consultant 

Office: 405.341.8644 ext.102
e-Fax: 866.208.5309

tclay@certaintyhomeloans.com
TedClay.com
NMLSR# 217991
OK License# MLO01963

                 

House vs Home

Happy Friday Everyone!

house (noun)
a building for human habitation, especially one that is lived in by a family or small group of people

home (noun)
the place where one lives permanently, especially as a member of a family or household

Two letters separate the words house and home, but they make all the difference in the world in how we define the dwelling in which we live. A buyer makes the transition between the house and home when we see that smile slowly spread across their face as they walk into each room. Their eyes shine a bit brighter when they start visualizing the life they will build within those walls.

When we think about the holidays, people talk about going home. No matter how long you have a home of your own, going back to the house you grew up in or traveling to the city where you lived is still ‘home’ in your heart. We are part of that journey for so many people. How lucky are we?

As you prepare for Thanksgiving, know that we are always grateful to be a part of these stories of turning houses into homes! If there is anything we can do to help you with the buying or selling process, please let us know. And if you ever have any mortgage needs, Taylor can help you with the mortgage process! We wish you all the best whether you are traveling or staying here for the holidays. Either way, there’s no place like home! Happy Thanksgiving! 

Taylor Ortiz
Sr. Loan Officer
NMLS# 449866
OK# MLO10171
Phone: (405) 509-10642575 Kelley Pointe Pkwy., Suite 180
Edmond, OK 73013
http://taylorortiz.net/

Quick Organization 

I just finished reading Having a Martha Home the Mary Way by Sarah Mae. It was an easy, quick read that helped me get my home in order with a plan in 30 days!  So, if you are overwhelmed and need a plan, read it! But I want to share with you some quick organization tips and mini tasks to get your home “list ready”…
 
-organize every closet and cabinet 
-tidy your night stand including gadget plugs
-declutter your counter tops and bathrooms especially tub/shower areas
-throw away expired food 
-clean clutter off the cabinets and put it in your junk drawer 
-corral books and use them as decor
-put dirty laundry in the laundry basket
-throw shoes in shoe bins or stack them neatly
-fold all towels and blankets and put them in the linen closet
-throw trash in the trash can 
-keep your go-to cleaning supplies in a bucket to clean an area quickly
 
I know you know to do these things, it just takes 10 minutes a day if you do it daily! If your house is on the market, it may take a little longer, but if you keep it up, the list will not take as long. Good luck!