New Listing in Fairfax Estates

3200 Findhorn Drive, Edmond, Oklahoma is now ready for new owners!

This home offers an open living area with a cathedral ceiling & tons of natural light . The elongated study could be used as a second living area off the entry, just opposite of that is the formal dining room  hardwood floors. Upstairs is perfect for entertaining or hanging out. The huge bonus/media room is  complete with a beverage fridge and a half bath. Let’s talk kitchen… SS appliances including a double oven gas cook-top, lots of storage, massive island with seating & a spacious dining area with views of your backyard. The large master bedroom suite with room for a sitting area that has access to the back patio. The master bath features two walk-in closets, tub and shower.A beautifully landscaped backyard features a covered patio with built in grill with a granite prep area,  a gas fire-pit & covered patio.  All bedroom are on the main level and most of main house has hardwood floors, including  the master suite. Fairfax Estates and The Golf Club of Edmond give you everything you want.  It’s a must see!

Click the link below to take a tour of this spectacular home., then give us a call we would love to schedule a  private tour for you and your family.

https://www.tourfactory.com/2612389

 

OPEN HOUSES THIS WEEKEND

Saturday Open House from 2 pm – 4 pm.

12195 Hidden Run Rd.,  Guthrie, OK 73044

Hidden Oaks

$204,777.

3 bed, 2 bath, 1 living, 1 dining, 1720 sq ft mol.

 

Sunday Open Houses from 2 pm – 4 pm.

 

2828 NW 183rd St., Oklahoma City, OK 73012

Valencia

$192,777.

4 bed, 2 bath , 1 living, 1 dining, 1662 sq ft mol.


2724 Balmoral Dr., Edmond, OK 73034

Fairfax Estate

$464,777.

4 bed, 3.1 bath, 3 living, 2 dining, 3367 sq ft mol., sitting on the #6 tee box.


 

2520 Alexa Ave., Edmond, OK 73034

Redbud Canyon

$445,000.

4 bed, 3 bath, 3 living, 2 dining, 3065 sq ft mol.

New Listing in Edmond

1408 NW 192nd Terrace in the Barrington addition in Edmond is our newest listing.

This move in ready home has it all!

Once you enter the home you will notice the large formal dining room that right now has a table that seats 16!!

To the right of the foyer is a dedicated office with french doors, hardwood floors and a built in desks with shelves and plenty of storage..

The kitchen offers an abundant amount of cabinets a walk in pantry, built in stainless steel double ovens , a gas cook top  with pot filler surrounded by stone, granite countertops, island with prep sink and large bar area that could seat 8, all open to the family room with a floor to ceiling fireplace.

In addition to the family room this home has a theater/game room with a walk in closet that can be used for equipment or storage, a wet bar with  built ins  and plenty of room to play.

The large windows in the laundry room bring in light to a spacious work area with sink, built in iron board, bench and storage cabinet.

The master bedroom is separated from other bedrooms & the master bath has a tub, shower & a large, walk-in closet.

The large fenced in back yard offers a covered patio with a builtin kitchen, gazebo, and fire pit.

Updates include solar vents, can lights throughout home and outside, all new fence and paint, landscaping, rubber mulch, landscaping rocks on sides of home , added insulation, all appliances plus an ice maker, and tinted windows making the home more energy efficient.

We love this home and we would love for you to call and schedule a private showing!

Kiley Hendley 405-410-9696

Kim Spencer 405-474-4774

Terra Myers 405-474-4242

The RED Team

Keller Williams Central Oklahoma

RedBud Canyon New Listing

 

2520 Alexa Ave., Edmond, OK 73034

This beautiful  New Listing is in Redbud Canyon.  It is nestled on a 1.42 acre lot with mature trees and a gated entry..

Open House has been scheduled for both Saturday & Sunday,  February 9th & 10th  from 2 pm – 4 pm.

This home features 4 bedrooms , 3 bathrooms, 3 living & 2 dining.  The Kitchen offers new granite counter tops, an island, breakfast bar, stainless steel appliances , pantry and my favorite feature a keeping room or hearth room.   This is a second living area where your guests can sit an enjoy the beautiful stone fireplace while you are preparing food in the kitchen.

The entry way offers hardwood floors that continue into the formal dining room that is currently being used as a study.

The family room is also off of the entry with a beautiful floor to ceiling stone fireplace, built ins and french doors leading to the large covered patio that invites you to sit and enjoy the beautiful view of nature.

There is also a secondary bedroom down stairs with a nicely decorated full guest bath.  The master suite is also on the main level featuring tall ceilings, a sitting area, and a door to its own back patio, a walk-in shower, jetted tub, plus a walk-in closet with built ins.

Upstairs you will find new carpet, a loft area with built in desks and a bookcase,  a bonus room, with a small outdoor deck, all between the two secondary bedrooms and a bathroom with double sinks.

Call The RED Team to schedule your own private tour of  this gorgeous home with plenty of room to roam and entertain while being surrounded by wildlife!

Here is a quick preview of what this Edmond  home has to offer.

Call Terra Myers for more information at 405-474-4242.

Call any of The RED Team members to schedule a showing.

Kim Spencer 405-474-4242.

Kiley Hendley 405-410-9696.

Coming on the Market Tomorrow!!!!

This  1186 sq ft ranch home in Putnam City Schools will be available to buyers tomorrow, Friday, January 4th.  Call The RED Team to be one of the first to tour this great New Listing!

Open House has been scheduled for Sunday, January 6th from 2 pm – 4 pm.

This home features 3 bedrooms , 2 bathrooms,  both the master bath and hall bath have been nicely updated with neutral tile. The living room and dining room have wood look floors and  the kitchen offers some stainless steel  appliances, built in ovens, smooth surface cook top, dishwasher, breakfast bar and open to the dining room with patio doors opening to the backyard. Also included with this home is an attached 2 car garage.

Here is a quick preview of what this Oklahoma City home has to offer.

Call Terra Myers for more information at 405-474-4242.

Call any of The RED Team members to schedule a showing.

Kim Spencer 405-474-4242.

Kiley Hendley 405-410-9696.

 

 

 

Fabulous Home For Sale in Lone Oak Ridge, Deer Creek Schools | 4905 NW 159th St. Edmond, OK

The Sellers have just reduced the price of this home by $5,000 and are now offering a $2,500 update allowance.

This single family home offers a wonderful split plan with 4  nice sized bedrooms with great closets , 2 full bathrooms and 1 half bath.

The formal dining room, family room, kitchen and dinette area all have crown molding.  The family room has a cozy gas log fireplace with french doors to the backyard.

The kitchen offers  granite countertops, tiled backsplash , stainless steel refrigerator, smooth surface slide in electric range, wine rack, pantry and  breakfast bar.

The spacious master bedroom has 2 windows overlooking the backyard, and tall ceiling.  The double doors in the master bedroom  lead into the master bathroom which features double sinks,  a water closet,  a whirlpool tub with separate shower and a spacious walk in closet.

Also included is an energy efficient Geo Thermal Heat/Cool system for lower utility bills, a storm shelter, central vac, and a lawn sprinkler system.

This home is located in the gated, Deer Creek Schools,  Lone Oak Ridge community. Close to Hwy 74/Portland Ave, the Kilpatrick Turnpike and all the restaurants and shopping Memorial Road has to offer.

Click the link below to take a virtual tour of this fantastic home.

https://www.tourfactory.com/2077424

Call The RED Team to schedule your private showing.

Terra Myers 405-474-4242.

Kim Spencer 405-474-4774.

Kiley Hendley 405-410-9696.

 

 

 

The Do’s & Don’ts of Mortgages

If you are considering purchasing a home now or in the future , here is some useful information that will  make applying for a mortgage smoother.

Before searching for your new home, you should always get a pre approval letter.   This helps you know exactly what price range you should be looking in and when you find that home you will be able to present the pre approval letter with your offer.  The RED Team is always here to help connect you with an experienced Loan Officer that will be able to provide you with all the information you need.

Choose a Loan Officer/ mortgage company that offers a simple, streamlined process that helps you obtain your mortgage as efficiently as possible.  One that has the tools to make the loan application process as convenient for you as possible.  Maybe applying  online and uploading your documents electronically is how you would like to apply or maybe you prefer to meet with a Loan Officer in person. An experienced loan professionals will be happy to go over the details of your loan in person.

Our friend Robin Turney with AMC Mortage has provided the list of Do’s & Don’ts.

DO

 Keep All Records in Good Order.

Availability – Keep your financial records

close at hand in case updates are

requested.

Income – Be aware that underwriters

typically verify your income and tax

documents through your employer(s), CPA,

and/or IRS tax transcripts. Hold onto new

pay stubs as received.

Assets – Continue saving incoming account

statements. Keep all numbered pages of

each statement. Ex. 8 of 8.

Gifts – If you’re receiving any gift money

from relatives, they’ll need to sign a gift

letter (we’ll provide) and an account

statement evidencing the source, which

must be “seasoned” funds.

Current Residence – If you’re renting,

continue paying your rent on time and save

proof of payment. If you’re selling your

current residence, be prepared to show

your HUD-1 Settlement Statement. If you’ll

be renting your home, you may need to

show sufficient equity, a lease and receipt

of the first month’s rent and security

deposit.

Keep your credit shining – Continue making

payments on time. Your credit report may

be pulled again, and any negative change to

your score could cause you to lose your

approval and your home.

Understand that things have changed.

Underwriters require more documentation

than in the past. Even if requests seem silly,

intrusive or unnecessary, please remember

that if they didn’t need it, they wouldn’t ask.

DON’T

Apply for new credit – Changes in credit can

cause delays, change the terms of your

financing or even prevent closing. If you

must open a new account (or even borrow

against retirement funds), please consult

with me first.

Change jobs during the process –

Probationary periods, career or even status

changes (such as from a salaried to a

commissioned position, leave of absence or

new bonus structure) can be subject to

very strict rules.

Make undocumented deposits – Primarily

large but sometimes even small deposits

must be sourced unless they are identified.

Make copies of checks and deposit slips.

Keep your deposits separate and small.

Avoid depositing cash.

Wait to liquidate funds from stock or

retirement accounts – If you need to sell

investments, do it now and document the

transaction. Don’t take the risk that the

market could move against you leaving you

short of funds to close.

Ever be afraid to ask questions – If you’re

uncertain about what you need or what you

should do, I’m here to help you through

the process, even long before you intend

to buy.

 

 

amcmtg.com
NMLS# 1058419
Robin Turney

Loan Officer

NMLS # 414224

Cell: (405) 514-4118
Fax: (405) 594-8500
rturney@amcmtg.com
CONFIDENTIALITY NOTICE: This e-mail communication and any attachments may contain confidential and privileged information for the use of the designated recipients named above. If you are not the intended recipient, you are hereby notified that you have received this communication in error and that any review, disclosure, dissemination, distribution, or copying of it or its contents is prohibited. If you have received this communication in error, please notify the sender immediately and destroy all copies of this communication and any attachments. Unauthorized use, dissemination, distribution, or reproduction of this message is strictly prohibited, and may be unlawful.

 

 

 

 

 

 

Credit Tips for First-Time Homebuyers

If you are thinking about purchasing a home for the first time, you may not know that your credit will be one of the key factors in determining whether you are approved for a mortgage and your mortgage interest rate. Your credit score is calculated using five major factors:

  • Payment history – Creditors will look at any utility bills and payments on outstanding loans or credit cards.
  • Amount owed – This is the amount of credit card or loan debt that is outstanding.
  • Length of credit history – This is determined by how long you have held credit on loans or credit cards.
  • New credit – Creditors will make note if you have opened new credit cards or taken out any loans recently.
  • Types of credit used – This is seen as your different kinds of credit, such as credit cards, auto loans or student loans.

Before you begin the home buying process, request a free copy of your credit report and check for errors, which can have a negative effect on your score. If you see any errors, be sure to dispute them. Additionally, try to begin paying off outstanding debts, since those also affect your credit score.

Once you have applied for a mortgage, avoid opening new credit accounts such as credit cards or auto loans until your home has closed. You will also want to keep the balance low on any current credit cards.

I would love to meet with you and have a conversation about your financial goals and your future home purchase.